KESSPay Pro vs CUBC Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KESSPay Pro
This digital payment app simplifies sending, receiving, and managing money. It offers instant transfers, group payments, and QR code scanning for quick transactions. Enjoy secure and reliable financial management with integrated services.
- Instant money transfers
- Group payments
- Scan & Pay QR codes
- Secure payment technology
- Connected third-party services
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KESS PAY is a smart digital payment app designed to make sending, receiving, and managing money easier than ever. Built for everyday life, it helps you pay, transfer, and stay connected — all in one place. ● What you can do with KESS PAY PRO: 1. Instant Money Transfers – Send and receive money from friends, family, and peers anytime, anywhere. 2. Group Payments – Easily split bills or contribute to shared expenses. 3. Scan & Pay – Pay quickly at local stores by scanning QR codes. 4. Secure & Reliable – Keep your money safe with trusted, modern payment technology. 5. Connected Services – Access additional third-party services without leaving the app. ● Whether it’s shopping, dining, or sending money back home — KESS PAY is the simpler, faster, and safer way to pay. ● Visit us on Facebook to learn more. https://www.facebook.com/KESS-Innovation-PLC-110814020476161/
CUBC Merchant
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Take full control of your business with CUBC Merchant — anytime, anywhere. CUBC Merchant is a secure mobile application tailored for business owner to manage daily operations with ease and confidence. With our high security platform, you can monitor transactions, manage your cashier, and stay connected with your business and branches all in one app. With CUBC Merchant in hand, there are many things you can do: - Business Management: easily navigate across your branches, view and filter branch details, enable or disable branch notification, and track your daily incoming transaction through KHQR in real time. - Cashier Management: register and assign cashier to specific branches, reset or unlock access in a few taps. - QR Code for receiving payment: generate KHQR code to receive fund from any local banks or intra bank quickly and securely. - Transaction Monitoring: view instant payment notifications, monitor overall sales performance, and review transaction details by branch. - Secure Quick Log-in: by using biometric authentications or username and password. Access Permissions and Usage: - Get Push Notifications: For transaction result notifications. - Photos/Media/Files: To load payment QR Code screens for customer retention and to read images or files. - Write External Storage: To load payment QR Code for customer retention. - Touch ID / Face ID: To provide login authentication (Requires Touch ID / Face ID permission). Friendly Reminder: To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) Plc. or please contact us (855) 23 88 55 00.
Screenshots
Verdict
The clearest difference is ads: CUBC Merchant at none against KESSPay Pro's shown. KESSPay Pro's advantage is update cadence (fortnightly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KESSPay Pro ships an update fortnightly, CUBC Merchant monthly. The most recent releases landed on September 26, 2026 and October 10, 2026 respectively.
| Parameter | KESSPay Pro | CUBC Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 202 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | KESS INNOVATION PLC. | CATHAY UNITED BANK (CAMBODIA) PLC |
In-app purchases
KESSPay Pro
No in-app purchases
CUBC Merchant
No in-app purchases
Questions
Is KESSPay Pro free?
Is CUBC Merchant free?
Do KESSPay Pro or CUBC Merchant have ads?
Which is updated more often, KESSPay Pro or CUBC Merchant?
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