Comparison

CSB Lankin vs Rachô

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSB Lankin

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and deposit checks with a photo. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Reorder or turn off debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

CSB Lankin is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CSB Lankin: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

About

Rachô

This app helps you divide shared expenses among a group, calculating the most efficient way to settle debts. It operates entirely offline, keeping your financial data private on your device without requiring any accounts or sign-ins.

Highlights
  • Group expense splitting
  • Minimal settlement calculations
  • Offline functionality
  • No account required
  • Customizable currency
  • Split by exact amounts
Features
Read full description

Rachô splits bills among a group and tells you who owes whom in the fewest possible payments. Fully offline. No account, no sign-in, no cloud. Your data stays on your device. — Create a group, pick its currency, add the people. — Log expenses: who paid, who shares the cost. — Split equally (include or exclude each person) or by exact amounts. — See balances per person and the minimal set of settle-up transfers. Built for trips, dinners, roommates, and anything else worth splitting cleanly.

Screenshots

CSB Lankin4 screens
Rachô4 screens

Verdict

The call

The clearest difference is update cadence: Rachô at every 2 weeks against CSB Lankin's monthly. Rachô also leads on monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CSB Lankin ships an update monthly, Rachô every 2 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
CSB Lankin versus Rachô: the parameters behind the verdict, then further details
ParameterCSB LankinRachô
PriceFreeFree
Rating4.9 (73 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings73 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.417.0 — better
Further details — not scored
Size177 MB16 MB
Age rating4+4+
DeveloperCitizens State Bank of LankinAleph Retamal

Customer experience

CSB Lankin

All ratings71 ratings
Positive97.2%
Neutral1.4%
Negative1.4%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Rachô

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CSB Lankin

No in-app purchases

None

Rachô

No in-app purchases

Questions

Is CSB Lankin free?
CSB Lankin is free to download, with no in-app purchases.
Is Rachô free?
Rachô is free to download, with no in-app purchases.
Do CSB Lankin or Rachô have ads?
Neither CSB Lankin nor Rachô shows ads.
Which is updated more often, CSB Lankin or Rachô?
CSB Lankin ships an update monthly, and Rachô every 2 weeks. Most recently, CSB Lankin was updated on November 7, 2026 and Rachô on October 31, 2026.

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