Comparison

恒付PLUS助手 vs Rubies Junior

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Digital Banking for Kids

Free

💰 Finance

No ratingsView app →

About

恒付PLUS助手

Read full description

恒付PLUS助手是北京易付通金服技术股份有限公司发布的一款app，主要提供商户管理、终端管理、业务统计等功能，方便用户实时掌握业务运行数据。

About

Rubies Junior

Features

Read full description

Rubies Junior is the newest app from Rubies Digital Bank made specifically for the children (the Juniors) with all the features of the original Rubies Bank app: Savings, Payments (with parental control), Investments, Cards, Money Requests, Planning tools etc. Rubies Junior app provides a platform for children to learn how to manage their own finances, very early in life. Learning these finance management skills is all done under parents' digital supervision. Improving money management skills for kids is the key reason for the Rubies app and it has all the capabilities to help them become financially savvy.

Screenshots

恒付PLUS助手2 screens

Rubies Junior3 screens

Verdict

The call

The clearest difference is update cadence: Rubies Junior at monthly against 恒付PLUS助手's every 2 months. 恒付PLUS助手's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

恒付PLUS助手 ships an update every 2 months, Rubies Junior monthly. The most recent releases landed on May 19, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 4 level

恒付PLUS助手 versus Rubies Junior: the parameters behind the verdict, then further details
Parameter	恒付PLUS助手	Rubies Junior
Price	Free	Free
Update frequency	Every 2 months	Monthly — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	10.0 — better	12.0
Further details — not scored
Size	44 MB	40 MB
Age rating	4+	4+
Developer	Beijing Chinaepay Financial Services Technology Co., Ltd.	RUBIES MICROFINANCE BANK LIMITED

In-app purchases

None

恒付PLUS助手

No in-app purchases

None

Rubies Junior

No in-app purchases

Questions

Is 恒付PLUS助手 free?

恒付PLUS助手 is free to download, with no in-app purchases.

Is Rubies Junior free?

Rubies Junior is free to download, with no in-app purchases.

Do 恒付PLUS助手 or Rubies Junior have ads?

Neither 恒付PLUS助手 nor Rubies Junior shows ads.

Which is updated more often, 恒付PLUS助手 or Rubies Junior?

恒付PLUS助手 ships an update every 2 months, and Rubies Junior monthly. Most recently, 恒付PLUS助手 was updated on May 19, 2026 and Rubies Junior on September 19, 2026.