Comparison

Personal Credit Tracker vs Apini

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Personal Credit Tracker

Features
Read full description

Its Simple Credit Flow Tracker With SMS Notification, 1. No Could Saving ( means not tracking you any more ) 2. SMS Notification using your phone SMS more credible 3. Easy to Use Interface

About

Apini

Features
Read full description

Apini ends on 30 September 2026 Apini is being discontinued. 30 September 2026 is the last day the app and its cloud services can be used. After that the servers are switched off. The app stops working, and anything still in Apini can no longer be retrieved. If you use Apini, please export what you want to keep before then. Open your Honeycomb, open the three-dots menu and choose β€œExport Excel”, or open apini.cloud in a browser and copy your items over to other systems. If you have a lot of Honeycombs, write to info@apinilabs.com and we’ll prepare a bulk export for you while the system is still running. The free and open building blocks Apini was built on stay free and open. We’re working on giving them a lasting home, independent of any single company - more on that soon. Today you can find them at labfreed.org.

Screenshots

Personal Credit Tracker4 screens
Apini3 screens

Verdict

The call

The clearest difference is update cadence: Apini at fortnightly against Personal Credit Tracker's every 53 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Personal Credit Tracker ships an update every 53 months, Apini fortnightly. Both last shipped on October 10, 2026.

Scorecard1 real difference Β· 5 level
Personal Credit Tracker versus Apini: the parameters behind the verdict, then further details
ParameterPersonal Credit TrackerApini
PriceFreeFree
Update frequencyEvery 53 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.5 β€” better16.0
Further details β€” not scored
Size1 MB146 MB
Age rating4+4+
DeveloperOpenmic.UsApiniLabs AG

In-app purchases

None

Personal Credit Tracker

No in-app purchases

None

Apini

No in-app purchases

Questions

Is Personal Credit Tracker free?
Personal Credit Tracker is free to download, with no in-app purchases.
Is Apini free?
Apini is free to download, with no in-app purchases.
Do Personal Credit Tracker or Apini have ads?
Neither Personal Credit Tracker nor Apini shows ads.
Which is updated more often, Personal Credit Tracker or Apini?
Personal Credit Tracker ships an update every 53 months, and Apini fortnightly. Most recently, Personal Credit Tracker was updated on October 10, 2026 and Apini on October 10, 2026.

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