Personal Credit Tracker vs The Simplest Note
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Personal Credit Tracker
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Its Simple Credit Flow Tracker With SMS Notification, 1. No Could Saving ( means not tracking you any more ) 2. SMS Notification using your phone SMS more credible 3. Easy to Use Interface
The Simplest Note
This app helps you focus on essential information by providing a clean interface for notes, to-do lists, and planners. It features widgets for home and lock screens, iCloud sync, and supports light and dark modes for a better user experience.
- Minimalist UI
- All information on one screen
- Home and lock screen widgets
- iCloud synchronization
- Light and dark appearance support
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HOW TO USE: Select only the essential information for your daily life and update it as needed." USE CASE: Quick Note, To-Do List, Shoping List, Wish List, Habit List, Planner, Timetable, Original Template etc. SIMPLICITY IS BEST • No unnecessary UI elements or features EVERYTHING ON ONE SCREEN • Focus on what's really important THE SHORTER, THE BETTER • Delete "done" things AVAILBALE ON LOCK SCREEN AND HOME SCREEN • Supports various types of widgets AVAILBALE ON iPHONE AND iPAD • Supports iCloud synchronization BETTER FOR YOUR EYE • Supports light and dark appearance
Screenshots
Verdict
The clearest difference is price: Personal Credit Tracker at Free against The Simplest Note's $1.99. The Simplest Note's advantage is update cadence (every 3 days vs every 53 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Personal Credit Tracker is free to download; The Simplest Note costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Personal Credit Tracker ships an update every 53 months, The Simplest Note every 3 days. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.
| Parameter | Personal Credit Tracker | The Simplest Note |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 53 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Paid |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 1 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Openmic.Us | Megumi Hattori |
In-app purchases
Personal Credit Tracker
No in-app purchases
The Simplest Note
No in-app purchases
Questions
Is Personal Credit Tracker free?
Is The Simplest Note free?
Do Personal Credit Tracker or The Simplest Note have ads?
Which is updated more often, Personal Credit Tracker or The Simplest Note?
Other comparisons
