guide.capital vs cashBASIC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
guide.capital
Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.
- AI-driven portfolio construction
- Personalized asset allocation
- Modular investment solution design
- Model portfolios from known providers
- Independent portfolio check
- Security evaluation via photo
- Sustainability ratings and scoring
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SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under: Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm
cashBASIC
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Take control of your finances — privately. cashBASIC is a personal finance tracker that keeps all your data on your device. No cloud. No bank connections. No analytics. No accounts to create. Just you and your money. FEATURES - Multiple Accounts: Track checking, savings, credit cards, cash, and more. Each with its own currency and opening balance. - Smart Budgets: Set monthly spending limits by category. Get visual warnings at 80% and alerts when you exceed your budget. - Detailed Reports: See where your money goes with interactive charts. Filter by date range, account, or category. View breakdowns as donut charts with percentage splits. - Dashboard Overview: Your complete financial snapshot on one screen — total balance across all accounts, recent transactions, and active budget status. - Transfer Fees: Track bank charges and exchange commissions when moving money between accounts. - Multi-Currency Support: Set a different currency for each account. You can manually add any currency. - Category Management: Comes with pre-loaded expense and income categories, plus full customization — add, edit, reorder, or remove categories to fit your life. - Full Privacy: No data ever leaves your device. No tracking, no analytics, no third-party SDKs. Your financial data is yours alone. DESIGNED FOR SIMPLICITY No sign-up required. Open the app and start tracking immediately. Manual entry means you stay conscious of every transaction. Built entirely with Apple frameworks — no third-party code. Lightweight, fast, and respects your privacy by design.
Screenshots
Verdict
The clearest difference is update cadence: cashBASIC at every 5 days against guide.capital's every 2 months. guide.capital's advantage is iOS requirement (15.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month and cashBASIC sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
guide.capital ships an update every 2 months, cashBASIC every 5 days. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.
| Parameter | guide.capital | cashBASIC |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 72 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | efficient.capital AG | Roman Brovarnyi |
In-app purchases
guide.capital
- S&P ESG (monthly)7 Days trial$12.991 Month
- SIX Consolidation (monthly)7 Days trial$13.991 Month
- theScreener Rating (monthly)7 Days trial$16.991 Month
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- S&P ESG (yearly)7 Days trial$77.991 Year
- theScreener Rating (yearly)7 Days trial$106.991 Year
- SIX Consolidation (yearly)7 Days trial$139.991 Year
cashBASIC
- Support the Creator$1.99









