Comparison

guide.capital vs cashBASIC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

guide.capital

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

Highlights
  • AI-driven portfolio construction
  • Personalized asset allocation
  • Modular investment solution design
  • Model portfolios from known providers
  • Independent portfolio check
  • Security evaluation via photo
  • Sustainability ratings and scoring
Features
Read full description

SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under:  Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm

About

cashBASIC

Features
Read full description

Take control of your finances — privately. cashBASIC is a personal finance tracker that keeps all your data on your device. No cloud. No bank connections. No analytics. No accounts to create. Just you and your money. FEATURES - Multiple Accounts: Track checking, savings, credit cards, cash, and more. Each with its own currency and opening balance. - Smart Budgets: Set monthly spending limits by category. Get visual warnings at 80% and alerts when you exceed your budget. - Detailed Reports: See where your money goes with interactive charts. Filter by date range, account, or category. View breakdowns as donut charts with percentage splits. - Dashboard Overview: Your complete financial snapshot on one screen — total balance across all accounts, recent transactions, and active budget status. - Transfer Fees: Track bank charges and exchange commissions when moving money between accounts. - Multi-Currency Support: Set a different currency for each account. You can manually add any currency. - Category Management: Comes with pre-loaded expense and income categories, plus full customization — add, edit, reorder, or remove categories to fit your life. - Full Privacy: No data ever leaves your device. No tracking, no analytics, no third-party SDKs. Your financial data is yours alone. DESIGNED FOR SIMPLICITY No sign-up required. Open the app and start tracking immediately. Manual entry means you stay conscious of every transaction. Built entirely with Apple frameworks — no third-party code. Lightweight, fast, and respects your privacy by design.

Screenshots

guide.capital4 screens
cashBASIC4 screens

Verdict

The call

The clearest difference is update cadence: cashBASIC at every 5 days against guide.capital's every 2 months. guide.capital's advantage is iOS requirement (15.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month and cashBASIC sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

guide.capital ships an update every 2 months, cashBASIC every 5 days. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 7 level
guide.capital versus cashBASIC: the parameters behind the verdict, then further details
Parameterguide.capitalcashBASIC
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size72 MB12 MB
Age rating4+4+
Developerefficient.capital AGRoman Brovarnyi

In-app purchases

6 purchases

guide.capital

Subscriptions6
  • S&P ESG (monthly)7 Days trial$12.991 Month
  • SIX Consolidation (monthly)7 Days trial$13.991 Month
  • theScreener Rating (monthly)7 Days trial$16.991 Month
Show 3 more
  • S&P ESG (yearly)7 Days trial$77.991 Year
  • theScreener Rating (yearly)7 Days trial$106.991 Year
  • SIX Consolidation (yearly)7 Days trial$139.991 Year
1 purchases

cashBASIC

One-time1
  • Support the Creator$1.99

Questions

Is guide.capital free?
guide.capital is free to download, with in-app purchases available.
Is cashBASIC free?
cashBASIC is free to download, with in-app purchases available.
Do guide.capital or cashBASIC have ads?
Neither guide.capital nor cashBASIC shows ads.
Which is updated more often, guide.capital or cashBASIC?
guide.capital ships an update every 2 months, and cashBASIC every 5 days. Most recently, guide.capital was updated on October 13, 2026 and cashBASIC on October 6, 2026.

Other comparisons