Comparison

guide.capital vs NetWorthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

guide.capital

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

Highlights
  • AI-driven portfolio construction
  • Personalized asset allocation
  • Modular investment solution design
  • Model portfolios from known providers
  • Independent portfolio check
  • Security evaluation via photo
  • Sustainability ratings and scoring
Features
Read full description

SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under:  Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm

About

NetWorthly

Features
Read full description

NetWorthly turns every account you own into one honest number — and shows you exactly how it's moving. WHAT IT DOES • Aggregate everything: cash, investments, property, crypto and debts roll up into a single net-worth figure. • Deterministic profit/loss: your real month-over-month change is computed on-device — no guesses, no made-up numbers. • Allocation at a glance: see how your wealth is split across asset types. • Trend over time: watch your net worth build month after month. • Update in seconds: tap any account to log a new balance. PRIVATE BY DESIGN Your financial data lives on your device. No account to create, nothing to hand over. HONEST BY DESIGN Core tracking is free. No forced trial to open the app, no hidden charges. NetWorthly Plus is an optional auto-renewing subscription that unlocks your 12-month net-worth projection — a deterministic forecast built from your real trend. Clearly priced, cancel anytime. Subscription: auto-renews unless canceled ≥24h before the period ends; payment charged to your Apple ID at confirmation; manage/cancel in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mynetworthly.com/privacy

Screenshots

guide.capital4 screens
NetWorthly2 screens

Verdict

The call

The clearest difference is ads: guide.capital at none against NetWorthly's shown. NetWorthly's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month and NetWorthly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

guide.capital ships an update every 2 months, NetWorthly monthly. The most recent releases landed on October 29, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 7 level
guide.capital versus NetWorthly: the parameters behind the verdict, then further details
Parameterguide.capitalNetWorthly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size72 MB45 MB
Age rating4+4+
Developerefficient.capital AGTony AI

In-app purchases

6 purchases

guide.capital

Subscriptions6
  • S&P ESG (monthly)7 Days trial$12.991 Month
  • SIX Consolidation (monthly)7 Days trial$13.991 Month
  • theScreener Rating (monthly)7 Days trial$16.991 Month
Show 3 more
  • S&P ESG (yearly)7 Days trial$77.991 Year
  • theScreener Rating (yearly)7 Days trial$106.991 Year
  • SIX Consolidation (yearly)7 Days trial$139.991 Year
2 purchases

NetWorthly

Subscriptions2
  • NetWorthly Plus Monthly7 Days trial$4.991 Month
  • NetWorthly Plus Annual7 Days trial$29.991 Year

Questions

Is guide.capital free?
guide.capital is free to download, with in-app purchases available.
Is NetWorthly free?
NetWorthly is free to download, with in-app purchases available.
Do guide.capital or NetWorthly have ads?
NetWorthly shows ads; guide.capital does not.
Which is updated more often, guide.capital or NetWorthly?
guide.capital ships an update every 2 months, and NetWorthly monthly. Most recently, guide.capital was updated on October 29, 2026 and NetWorthly on October 14, 2026.

Other comparisons