4Freedom VPN vs Say Splitwise

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Split expenses with friends, family, and roommates — no account needed, no internet required. Say Splitwise keeps track of shared costs across any group: trips, dinners, rent, groceries, and more. Add expenses in seconds using voice or manual entry, and the app instantly calculates who owes what. KEY FEATURES • Voice entry - just say "paid 500 for dinner" and it's logged • Works fully offline - all data stays on your device • Smart splits - equal, exact amounts, or by percentage • Group management - add members from your contacts • Settle up - clear, minimal transactions to zero out balances • No sign-up, no subscription, no ads