Comparison

Telda vs InstaPay Egypt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Telda

Manage your finances with an all-in-one platform for sending, spending, saving, and investing. Open an account, get a card instantly, and track expenses with personalized insights. Invest in stocks and mutual funds with zero commission and enjoy secure transactions.

Highlights
  • Instant money transfers
  • Zero commission investing
  • Customizable debit card
  • Personalized spending insights
  • Earn Telda Points
  • Secure payment protection
Features
Read full description

Money Reimagined! The easiest way to send, spend, save, invest and track your money. Download app, open your account & get your card instantly - no endless queues, no paperwork, no fuss. Order your Telda Card directly from the App. Use your card anywhere, anytime, online and in-store. Invest in Stoks and Mutual funds: - Zero Commission: Keep 100% of your gains with 0% commission on all buys and sells. - Real-Time Prices: Stay on top of the market with live, to-the-second data. - Same-Day Trading: Don't wait around, execute your trades instantly. - Instant Money Transfers: Move your money with instant deposits and cash-outs. - Zero Subscriptions: Experience premium investing with absolutely no hidden fees or monthly costs. Customize your card: - Customizable cards with bold color choices. - Add a bit of personality to your card. Sign it, doodle it & add your favorite stickers. Send & receive money instantly: - Send & receive money from friends and family instantly with only a few taps for free. Insights: - Personalize your insights experience and create categories based on your day to day expenses. - Receive instant notifications on all account activity so you know what's happening with your account 24/7. - Plan monthly budgets and track your spendings accordingly. Stay Secured: - Protect all of your payments with a passcode, TouchID, or FacelD. - Lock & Unlock your card in a single tap through the app. - All of your information is stored securely. By law and under Central Bank of Egypt regulations, your money is protected by licensed banks. Points: - Earn Telda Points with every purchase and redeem them with cash & a variety of vouchers from top brands. - Make the most out of your spending & earn 3x more Points with each purchase. If you want to know more about Telda, please visit us at: Facebook: https://www.facebook.com/teldaApp/ Instagram: https://www.instagram.com/teldaApp/ Twitter: https://www.twitter.com/teldaApp/ Linkedin: https://www.linkedin.com/company/telda/

About

InstaPay Egypt

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Highlights
  • Instant money sending and receiving
  • Link bank accounts and Meeza cards
  • Send via mobile number or Instant Payment Address
  • Balance inquiry and mini-statement
  • Bill payment service
  • Secure transactions via Instant Payment Network
Read full description

Welcome to InstaPay! InstaPay enables you to send and receive money instantly 24x7 in a fast, secure and easy way through your mobile phone. How does it work? - Onboard your Bank Accounts & Meeza Prepaid Cards The first step is to ensure that your mobile number is linked and registered to your account at your bank. The second step is to ensure having a valid debit card for your bank accounts. To onboard Meeza Prepaid cards you can use the prepaid card number. Select your bank and follow the registration process from the app. For step by step registration guide please visit our website https://www.instapay.eg For Supported banks please visit our website https://www.instapay.eg - Send and Receive Money Instantly Send & Receive money using mobile number or Instant Payment Address in seconds safely and securely. Send money to your friends and family from your accounts to any Bank account, Mobile wallet or electronic Cards. For more information please visit our website https://www.instapay.eg - Balance Inquiry and Mini-statement Check your account balance and view the last 10 transactions on your linked accounts. - Bill Payment Service Pay all your bills from different billers. - Your Safety and Security All your transaction is done through the secured Instant Payment Network, and all your information and data are handled by licensed banks under the Central Bank of Egypt Regulations.

Screenshots

Telda4 screens
InstaPay Egypt4 screens

Verdict

The call

The clearest difference is rating: Telda at 4.8 against InstaPay Egypt's 4.0. Telda also leads on update cadence (every 3 days vs monthly) and review sentiment (42% vs 32%). InstaPay Egypt's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Telda holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 2.7K and 804 respectively. Written reviews point the same way: 42% of Telda's written reviews are positive against 32% of InstaPay Egypt's.

UpkeepUpdate frequency

Telda ships an update every 3 days, InstaPay Egypt monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Telda versus InstaPay Egypt: the parameters behind the verdict, then further details
ParameterTeldaInstaPay Egypt
PriceFreeFree
Rating4.8 (2.7K ratings) — better4.0 (804 ratings)
Positive reviews41.5% of reviews — better31.8% of reviews
Number of ratings2.7K — better804
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size211 MB103 MB
Age rating4+4+
DeveloperTelda LLCEGYPTIAN BANKS FOR TECHNOLOGICAL ADVANCEMENT

Customer experience

Telda

All ratings2,675 ratings
Positive95.5%
Neutral0.6%
Negative3.9%
Written reviews53 reviews
Positive41.5%
Neutral3.8%
Negative54.7%

InstaPay Egypt

All ratings683 ratings
Positive74.2%
Neutral4.0%
Negative21.8%
Written reviews245 reviews
Positive31.8%
Neutral8.2%
Negative60.0%

User reviews

Telda

From 2.7K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Useful features
  • 🚀 Efficient transactions

Room to improve

  • 🐛 Frequent crashes
  • 🔒 Security issues
  • 💤 Slow customer support

InstaPay Egypt

From 804 App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly
  • 💡 Innovative idea
  • 🇪🇬 Great for Egyptians

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security and accessibility issues
  • 🌐 Doesn't work outside Egypt
  • 💸 Expensive fees and charges

Bugs and requests

Telda

Reported bugs

3 issues
  • Login screen freezes
  • Verification code issues
  • ATM withdrawal problems

Requested features

3 requests
  • Add Apple Pay support
  • Improve international payment capabilities
  • Provide more transparency on card delivery

InstaPay Egypt

Reported bugs

4 issues
  • Login and account management problems
  • Compatibility issues with newer iOS versions
  • Transactions not working or getting stuck
  • Device binding and verification failures

Requested features

4 requests
  • Add more banks and payment options
  • Improve customer support and communication
  • Allow usage outside Egypt
  • Enhance accessibility for disabled users

In-app purchases

None

Telda

No in-app purchases

None

InstaPay Egypt

No in-app purchases

Questions

Is Telda free?
Telda is free to download, with no in-app purchases.
Is InstaPay Egypt free?
InstaPay Egypt is free to download, with no in-app purchases.
Which has better reviews, Telda or InstaPay Egypt?
Telda is rated higher. Telda averages 4.8 out of 5 from 2.7K ratings, while InstaPay Egypt averages 4.0 from 804 ratings.
Do Telda or InstaPay Egypt have ads?
Neither Telda nor InstaPay Egypt shows ads.
Which is updated more often, Telda or InstaPay Egypt?
Telda ships an update every 3 days, and InstaPay Egypt monthly. Most recently, Telda was updated on October 29, 2026 and InstaPay Egypt on October 30, 2026.

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