IOweU by 2genio.us vs glad journal

Forgot who owes what? IOweU is the free IOU & debt tracker for friends, couples, roommates and families. Track money owed, borrowed items, favors, tasks and chores — and let either side create the IOU. More than just an expense splitter. Unlike a typical expense splitter or debt tracker, IOweU handles every kind of IOU. You paid for a friend's drinks? Create an IOU. Someone borrowed your drill? Create an IOU. Your kid needs to clean the kitchen? Create an IOU — with an optional reward. HOW IT WORKS 1. Create — Add an IOU for money owed, a borrowed item, a favor, or a task. Make it personal with a photo or animated GIF. 2. Share — Send it inside IOweU and the other person gets notified instantly and can respond — or share via any messaging app. Changed your mind? Withdraw, change and resubmit. 3. Resolve — The other side can accept, reject, or propose changes. When done, settle or waive the IOU. WHAT MAKES IOweU DIFFERENT • More than money — track items, favors, tasks, and chores • Either side creates the IOU — no waiting on the other person • Full IOU lifecycle — accept, reject, withdraw, propose changes, reassign (or transfer) to someone else • Optional rewards on tasks and chores • Push notifications on every update • Photos and animated GIFs • Share in-app with instant push notifications — or via any messaging app PERFECT FOR FAMILIES Parents assign chores with optional rewards. Kids can propose their own chores and suggest a reward. On completion, the reward automatically becomes a new IOU. A simple chore app and reward system built into one flow. WHO USES IOweU • Friends — never chase a tenner again. Shared expenses, borrowed gear, "I'll get you next time" favors • Couples — drop the spreadsheet. Day-to-day IOUs that just work • Roommates — rent, groceries, chores and borrowed things in one shared place • Families — kid chores with rewards and everyday promises that actually stick Used by friends, couples, roommates and families around the world. 100% free, ad-supported. No in-app purchases, no paywalls. Swiss-made, with privacy protected under GDPR. Stop forgetting. Start tracking. Download IOweU free today.

Find the joy. Remember the positive. Be grateful. Learn something new every day. Appreciate the little things in life. And always find something that delights your soul. glad is an acronym that can change lives. Focusing our energy and memories on positive experiences can change our perspective. Our challenge to you: Start recording in your glad journal every day. Write down something from the day for which you are grateful, something that you learned, one thing that you appreciated, and something that delighted your soul. It’s too often that we can remember our negative experiences. After several days and several weeks of recording in your glad journal, you will notice that your energy is focusing more on the positive things in your life. Look back to a certain date and remember who you were that day. Search for a keyword in your journal and find all your own references to that word or name.