Subscription & Bills vs Sercus Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscription & Bills
Effortlessly manage all your recurring bills and subscriptions in one place. Track expenses, set reminders to avoid missed payments, and gain insights into your spending habits. Secure your financial data with biometric locks and enjoy a beautiful, customizable interface across all your Apple devices.
- Add 300+ pre-defined or custom subscriptions
- Detailed subscription insights
- Set due date reminders
- iCloud Sync
- Siri Shortcuts integration
- FaceID/TouchID and Passcode Lock
- Light and Dark Mode UI
- iOS Widgets
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Subtrack is a gorgeous and powerful privacy-friendly subscriptions and expenses tracker. Never miss a due date. - Add subscriptions from a pre-added list of 300+ Subscriptions or add custom subscriptions. Takes less than 20 seconds. - View Detailed Insights of your Subscriptions. - Set reminders and never miss a due date. - iCloud Sync - Use Siri Shortcuts to check your due date and weekly or monthly dues. - Secure your subscriptions with FaceID/TouchID and Passcode Lock - Gorgeous Colorful UI with Light and Dark Mode - Export Subscriptions in a single file - 20+ Alternate App Icons - Beautiful iOS 14 Widgets - Works Everywhere: Subtrack is available for iPhone, iPad, and Mac Subtrack is a one-time purchase across all of your Apple devices, including the Mac app. Updated to take the best of iOS 16 and macOS Ventura, try Subtrack on all platforms. Follow on Twitter: https://twitter.com/subtrackapp
Sercus Pay
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Sercus Pay is a digital payment platform that rewards you every time you spend. Whether you’re shopping at your favorite local business or trying something new, Sercus makes in-person payment fast, secure, and rewarding. How it works • Pay in seconds by scanning a merchant’s QR code with your phone at supported locations. • Get up to 30% off your purchase automatically at checkout • Earn points and cashback with every transaction • Redeem your points and cashback on your next visit. • Track your rewards in real time Why You’ll Love It Instant Saving – Enjoy automatic discounts at checkout, up to 30%. Real Rewards – Earn points and cashback on every purchase. Fast and Secure Payment – Pay with just your phone. No contact, no hassle. Track Everything – View your rewards, history, and savings in one place. Support Local businesses: Discover and pay at stores near you that accept Sercus Pay. Download Sercus Pay and start saving the smart way. Pay. Save. Earn. Repeat
Screenshots
Verdict
The clearest difference is in-app purchases: Sercus Pay at none against Subscription & Bills's 6. Subscription & Bills's advantage is update cadence (every 5 days vs every 6 weeks) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription & Bills sells 6 one-off in-app purchases. Sercus Pay asks for nothing beyond the download.
Subscription & Bills ships an update every 5 days, Sercus Pay every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Subscription & Bills | Sercus Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (192 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 192 — better | — |
| Update frequency | Every 5 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Paid | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 65 MB | 50 MB |
| Age rating | 4+ | 17+ |
| Developer | Mohit Nandwani | Sercus Inc. |
Bugs and requests
Subscription & Bills
Reported bugs
3 issues- Data loss after app updates
- Calculation errors in expense tracking
- Incompatibility with latest macOS versions
Requested features
5 requests- Option to manually mark subscriptions as 'skipped'
- Custom calendar view to see subscriptions by pay period
- Ability to add custom app icons
- Improved subscription management (pause, archive, etc.)
- Export/report functionality
Sercus Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Subscription & Bills
- Buy me a Coffee!$0.99
- Buy me Lunch!$2.99
- Buy me Pizza!$4.99
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- Subtrack Movie Ticket Tip$6.99
- Subtrack Pro$8.99
- Subtrack Pro (For Family)$14.99
Sercus Pay
No in-app purchases
Questions
Is Subscription & Bills free?
Is Sercus Pay free?
Do Subscription & Bills or Sercus Pay have ads?
Which is updated more often, Subscription & Bills or Sercus Pay?
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