Comparison

Business Online SA vs Retire Roadmap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Business Online SA

Manage your business banking on the go with this mobile application. Access your profile, accounts, and transactions, and handle payments and transfers directly from your device.

Highlights
  • Manage payments on the go
  • Access profile, accounts, and transactions
  • Authenticate sign-in
  • Create and manage payments
  • View account balances and interest details
  • Switch between profiles
  • Reset password
Read full description

The Business Online SA App is the perfect companion to the online banking desktop application. With the Business Online SA app, you can manage your payments on the go and access your Business Online profile, accounts and transactions from your mobile/ tablet device. Use the Business Online mobile app to easily: · Authenticate your Business Online Sign-in · Create SSVS payments to pre-defined and ad-hoc beneficiaries · View, create, audit, verify and release inter-account transfers · View, audit, verify and release payments on all services · View current, savings, call, fixed deposit and notice deposit account balances on the go · View interest details on all investment account types · View the latest transactions from your provisional statement · Receive audit reports via email · Switch between profiles · Reset your password · View Business Online message alerts · Provide feedback using the in-app feedback feature Keep a look out for added functionality coming soon! Getting started Install the Business Online SA mobile app and sign in using your Business Online SA credentials (Note: operators using an OTP sent to their mobile device must use the desktop Business Online application to sign in). You will have the same Access Rights and Permissions on this app as you have on Business Online.

About

Retire Roadmap

Features
Read full description

Retire Roadmap helps you understand whether you're on track to retire when you want to. Start by choosing the year you'd like to retire and how much you expect to spend each year during retirement. Next, enter your investments and assets—such as stocks, crypto, savings, pensions, rental income, and more—along with the annual growth rate you expect for each. The app then projects your finances year by year, showing how your assets may grow and whether they are likely to support your planned retirement—or when your money could run out. Retire Roadmap is designed as a planning tool. It does not account for taxes, unexpected medical expenses, investment market fluctuations, or other life events that may affect your retirement. The projections are illustrative and should not be considered financial advice or a guarantee of future results. Review your plan regularly and update your assets, spending, and assumptions whenever your circumstances change. Small adjustments today can make a significant difference to your future. HOW IT WORKS • Add stocks and crypto (with live market price refresh) and other assets — savings, rental income, pensions, lump sums, and more • Set your retirement year, annual lifestyle spending, inflation, and planning horizon • Enter an expected return (Compound Annual Growth Rate / CAGR) for each asset • Choose how you draw down in retirement — proportional or custom withdrawals • Review the visual roadmap, full data table, scenario presets (Conservative, Base, Aggressive), and Snapshot scenario comparison YOUR DATA STAYS ON YOUR DEVICE • Portfolio entries and planning settings stay local • No account required for core planning • Projections are educational only — not personalized financial advice FREE TO USE • Build a plan with the core projection tools • Free tier includes 1 portfolio asset • Optional Premium unlocks more capacity and exports UPGRADE TO PREMIUM • Up to 8 portfolio assets • Export roadmap — PDF, Excel, and clipboard • Ad-free experience • Choose Monthly, Yearly (best value), or a one-time Lifetime purchase Subscription details: • Retire Roadmap Premium Monthly — auto-renewable subscription, billed monthly • Retire Roadmap Premium Yearly — auto-renewable subscription, billed yearly • Retire Roadmap Premium Lifetime — a single one-time payment (not a subscription) • Prices are shown in the app and may vary by region • Payment is charged to your Apple ID account at purchase • Subscriptions auto-renew unless auto-renew is turned off at least 24 hours before the period ends • Manage or cancel anytime in Settings → [Your Name] → Subscriptions Privacy Policy: https://heylonstudio.com/legal/retire-roadmap-privacy.html Ready to see if you're on track? Download Retire Roadmap and build your year-by-year roadmap.

Screenshots

Business Online SA4 screens
Retire Roadmap4 screens

Verdict

The call

The clearest difference is in-app purchases: Business Online SA at none against Retire Roadmap's 3. Business Online SA also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). Retire Roadmap's advantage is update cadence (daily vs every 3 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Retire Roadmap sells 3 in-app purchases, starting at $4.99 per month. Business Online SA asks for nothing beyond the download.

UpkeepUpdate frequency

Business Online SA ships an update every 3 months, Retire Roadmap daily. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Business Online SA versus Retire Roadmap: the parameters behind the verdict, then further details
ParameterBusiness Online SARetire Roadmap
PriceFreeFree
Rating1.7 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 3 monthsDaily — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size85 MB36 MB
Age rating4+4+
DeveloperStandard Bank GroupMichelle Pienaar

In-app purchases

None

Business Online SA

No in-app purchases

3 purchases

Retire Roadmap

Subscriptions2
  • Retire Roadmap Pro Monthly$4.991 Month
  • Retire Roadmap Pro Yearly$39.991 Year
One-time1
  • Retire Roadmap Pro Lifetime$99.99

Questions

Is Business Online SA free?
Business Online SA is free to download, with no in-app purchases.
Is Retire Roadmap free?
Retire Roadmap is free to download, with in-app purchases available.
Do Business Online SA or Retire Roadmap have ads?
Retire Roadmap shows ads; Business Online SA does not.
Which is updated more often, Business Online SA or Retire Roadmap?
Business Online SA ships an update every 3 months, and Retire Roadmap daily. Most recently, Business Online SA was updated on November 3, 2026 and Retire Roadmap on October 31, 2026.

Other comparisons