Comparison

RATO vs Payswix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RATO

Features
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RATO is a secure and easy-to-use app for your domestic and SEPA payments. Get started in just a few minutes and immediately have full control of your finances. With RATO your payments are simple, fast and secure. Release features: • European IBAN account • SEPA payments • Instant access to account balance information • Detailed account statements with full transaction history of operations • Payment details • List of payees • Access to your accounts 24/7

About

Payswix

Read full description

Payswix - Simplifying Payments, Amplifying Success Seamless. Secure. Smart. The Payswix app is your ultimate solution for seamless and secure financial transactions. Whether you're a business or an individual, Payswix offers a comprehensive suite of features designed to make managing your payments easier than ever. Key Features: Advanced Security: Enjoy top-notch security with encryption and biometric authentication to keep your transactions safe. User-Friendly Interface: Navigate through an intuitive, easy-to-use interface designed for all users. Detailed Reporting: Access in-depth reports and transaction histories to effortlessly track your finances. 24/7 Customer Support: Get round-the-clock assistance for any queries or issues. Why Choose Payswix? Reliability: Trust in a robust platform that ensures your payments are processed quickly and accurately. Flexibility: Customize your payment solutions to fit your specific needs. Innovation: Benefit from continuous updates and new features that enhance your payment experience. Download the Payswix app today and experience the future of payments. Payswix - Connecting payments [:mav: 1.2.5]

Screenshots

RATO4 screens
Payswix4 screens

Verdict

The call

The clearest difference is update cadence: Payswix at every 3 weeks against RATO's every 6 months. RATO's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RATO ships an update every 6 months, Payswix every 3 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

Scorecard2 real differences Ā· 4 level
RATO versus Payswix: the parameters behind the verdict, then further details
ParameterRATOPayswix
PriceFreeFree
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size68 MB43 MB
Age rating4+4+
DeveloperFORBIS, UABPayswix

In-app purchases

None

RATO

No in-app purchases

None

Payswix

No in-app purchases

Questions

Is RATO free?
RATO is free to download, with no in-app purchases.
Is Payswix free?
Payswix is free to download, with no in-app purchases.
Do RATO or Payswix have ads?
Neither RATO nor Payswix shows ads.
Which is updated more often, RATO or Payswix?
RATO ships an update every 6 months, and Payswix every 3 weeks. Most recently, RATO was updated on October 25, 2026 and Payswix on October 27, 2026.

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