MCT CARDS vs SCFCU Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCT CARDS
Manage your credit cards conveniently on the go. View transactions, make payments, report lost cards, and set alerts for enhanced security and control.
- View transactions
- Make payments
- Report lost/stolen cards
- Set alerts and controls
- Set travel notifications
- Secure multi-factor authentication
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Enjoy easy and on-the-go management of your card with the MCT CARDS app from MCT CU. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your MCT CU cards. • Set travel notifications. Card registration is cinch from any mobile device, and access is secure and protected by multi-factor authentication.
SCFCU Card
Manage your debit card with real-time controls. Instantly lock or unlock your card, view transactions, report it lost or stolen, and set custom alerts and spending controls. Travel notifications ensure seamless out-of-town purchases.
- Lock/unlock debit card
- View transactions
- Report lost/stolen card
- Set transaction alerts
- Set spending controls
- Set travel notifications
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Manage your SCFCU Debit Card with our all-in-one card management app. Enjoy real-time management of your debit card with the SCFCU Card App. Here’s a look at what this debit card management app has to offer: • Lock your card - If you’ve forgotten your card somewhere you can lock it from the mobile app without calling the credit union • View recent and pending transactions • Report your card lost or stolen • Set alerts to get notifications when your card is used • Set controls to block international transactions and certain transaction types • Set your own travel notifications- don’t have your card denied for out-of-town purchases, set it and forget it Card registration is easy from any mobile device, access is secure and protected by multi-factor authentication. Sign up today, we’ve got your back!
Screenshots
Verdict
The clearest difference is rating: SCFCU Card at 5.0 against MCT CARDS's 4.3. SCFCU Card also leads on update cadence (every 2 months vs every 5 months). MCT CARDS's advantage is ratings volume (8 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SCFCU Card holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: MCT CARDS has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
MCT CARDS ships an update every 5 months, SCFCU Card every 2 months. Both last shipped on November 3, 2026.
| Parameter | MCT CARDS | SCFCU Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (8 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 8 — better | 1 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 40 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | MCT Credit Union | SOUTHERN CHAUTAUQUA COUNTY FEDERAL CREDIT UNION |
Customer experience
MCT CARDS
SCFCU Card
In-app purchases
MCT CARDS
No in-app purchases
SCFCU Card
No in-app purchases
Questions
Is MCT CARDS free?
Is SCFCU Card free?
Which has better reviews, MCT CARDS or SCFCU Card?
Do MCT CARDS or SCFCU Card have ads?
Which is updated more often, MCT CARDS or SCFCU Card?
Other comparisons
