PolyPay vs N.O. M.O.N.E.Y.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PolyPay
Exchange unwanted gift cards for ones you prefer. This platform connects you with others to swap gift cards, preventing them from going to waste. Easily convert unused credit into funds for brands you actually want to shop with.
- Exchange unwanted gift cards
- Swap gift cards with partners
- Convert unused credit
- Secure platform
- Access desired brands
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PolyPay turns unwanted gift cards into the ones you actually want. Stop letting well-meaning gifts go to waste - instantly exchange your unused gift cards for brands you love. Our secure platform matches you with perfect swap partners, so you can effortlessly turn that coffee shop card into your favorite clothing store credit. Never let another gift card collect dust again. Download PolyPay and start shopping where you want.
N.O. M.O.N.E.Y.
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Nevermore One Molecule of Obnoxious Non Electric Yin (or other currency), or N.O. M.O.N.E.Y., is a gift card wallet app that stores everything you would need on your gift card, right on your phone, including a barcode scanner and a spot to input the retailer, with 105 retailers built right in, as well as an “Other” option so you can input your own!
Screenshots
Verdict
The clearest difference is update cadence: N.O. M.O.N.E.Y. at every 2 days against PolyPay's every 19 months. PolyPay's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PolyPay ships an update every 19 months, N.O. M.O.N.E.Y. every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | PolyPay | N.O. M.O.N.E.Y. |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 19 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 14 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Poly Pay Inc. | APParent LLC |
In-app purchases
PolyPay
No in-app purchases
N.O. M.O.N.E.Y.
No in-app purchases
