BNAtic vs Chargily
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNAtic
Access your bank accounts and perform transactions securely from anywhere. View balances, transaction history, exchange rates, and manage your cards. Communicate with your bank through messaging and locate branches on a map.
- Account balance and transaction history
- Search transaction history
- View and share RIB
- Currency exchange rates
- Secure messaging with bank
- Card management and opposition
- Fund transfers and remittances
- Branch locator on map
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A travers l'application BN@tic, La Banque Nationale D'Algérie vous offre des services bancaires n’importe où et n’importe quand. Cette application est gratuite et l'accès à vos comptes se fait avec les mêmes identifiants utilisés sur le site e-Banking. L'application dispose de deux espaces: - Un espace public offrant la possibilité d'accéder à toute personne aux services périphériques (Guide, Offres, Nos agences). - Un espace authentifié accessible via les identifiants e-Banking et vous donne accès aux services listés ci-dessous : - Consulter les soldes de vos comptes et vos dernières transactions ; - Rechercher vos opérations dans votre relevé de compte ; - Consulter et partager votre numéro d’identification bancaire (RIB) ; - Suivre le cours de change et convertir votre monnaie ; - Échanger avec votre banque via la messagerie - Consulter vos cartes et vos relevés de cartes - Opposer une carte - Effectuer des virements et signer des remises ; - Gérer des bénéficiaires ; - Voire toutes les agences de la banque sur une Map ; … et ceci en toute sécurité Afin de bénéficier des services de banque en ligne, nous vous invitons à vous rapprocher de votre agence bancaire la plus proche pour un éventuel abonnement. BNA…la force de l’expérience et l’esprit du changement.
Chargily
This digital wallet allows users in Algeria to top up mobile credit, pay utility bills, and send/receive funds. It also facilitates instant purchases of game credits, subscriptions, and gift cards using local payment methods.
- Mobile credit top-up for major carriers
- Online utility bill payment
- Send and receive credit instantly
- Purchase game credits and subscriptions
- Support for Edahabia and CIB cards
- Earn loyalty points and cashback
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Mobile Credit Top-up, Bill Payment & Digital Wallet in Algeria Chargily is your all-in-one digital wallet in Algeria. Top-up mobile credit, pay utility bills, send credit, and buy vouchers and gift cards instantly using Edahabia, CIB bank cards, or Chargily Credit. Mobile Credit Top-up – Mobilis, Djezzy & Ooredoo Top-up your phone or send mobile credit or activated bundles to your line or to anyone in Algeria in seconds. Chargily supports: - Mobilis: Arselli Credit, PixX, Sama, Twenty and Revolution - Djezzy: Flexy Credit, Zid, Hbal, Izzy, Compuce and Legend - Ooredoo: Storm Credit, Dyma, N'Yooz, Switch and Scholar Fast, secure, and available 24/7. Pay Utility Bills Online in Algeria Pay your bills easily from your phone: - Algérie Télécom (Idoom Fiber/ADSL & 4G LTE) - Sonelgaz - ADE - SEAAL Simply scan the QR code and complete your payment securely. Send & Receive Credit Transfer credit instantly to friends and family. Share your unique account link and receive credit quickly inside the app. Chargily makes it easy to stay connected and manage your credit. Unlock Games, Subscriptions & Entertainment Content Access popular games and entertainment services directly from the app. Chargily helps you unlock XP, skins, subscriptions, and other in-app content for your favorite platforms such as: - Free Fire and PUBG. - Amazon, Netflix, TOD and Shahid. - PlayStation, Xbox, Steam and more. Fast, simple, and delivered instantly inside the app. Secure Payments with Local Algerian Methods Chargily supports multiple payment options designed for users in Algeria. Instant payments methods: - Edahabia card (Algérie Poste) - CIB bank cards - Chargily Credit (CC) Deposit methods: - BaridiMob transfer - CCP transfer - Bank wire transfer All transactions are protected with advanced security and encryption to ensure safe and reliable payments. Earn Rewards Get loyalty points and Cashback on every transaction and enjoy exclusive rewards inside the app.
Screenshots
Verdict
The clearest difference is review sentiment: Chargily at 67% against BNAtic's 8%. Chargily also leads on rating (4.3 vs 3.1) and update cadence (every 4 weeks vs every 3 months). BNAtic's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chargily holds the better App Store score, 4.3 against 3.1. That said, the two scores are not equally well evidenced: Chargily has 84 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 8% of BNAtic's written reviews are positive against 67% of Chargily's.
BNAtic ships an update every 3 months, Chargily every 4 weeks. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.
| Parameter | BNAtic | Chargily |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (8 ratings) | 4.3 (84 ratings) — better |
| Positive reviews | 7.7% of reviews | 66.7% of reviews — better |
| Number of ratings | 8 | 84 — better |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 22 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | BANQUE NATIONALE DALGERIE | CHARGILY |
Customer experience
BNAtic
Chargily
In-app purchases
BNAtic
No in-app purchases
Chargily
No in-app purchases
