DarkBook vs Pagarva

【Inspiration】 The idea is “highlight and focus.” When using everyday editing software, the author always chooses a dark, eye-friendly palette if given the choice. It reduces visual fatigue and makes text stand out. Bookkeeping apps work the same way. The two times I record expenses most often are (1) right after a transaction and (2) before bed—one in bright light, one in dim light. In both cases, a high-contrast dark theme brings the content forward. That is why DarkBook was built: optimized for dark mode, with a simplified interface that keeps text at the center and creates a more focused space for tracking your money. 【Features】 Optimized dark theme: carefully tuned dark palettes for long sessions, plus multiple themes (including light themes) you can switch anytime. Offline on device: your data stays on your device. No sign-up required—start tracking right away. Quick entry: gesture support and fewer steps; built-in calculator keys (+ − × ÷) help you log faster. Multiple books: life, work, travel, baby… keep a separate book for each scenario. Multiple accounts: manage cash, credit cards, and virtual-currency accounts separately. Multiple members: tag spending for yourself, your partner, children, or parents. Multiple currencies: support for major world currencies and virtual currencies, with rates and conversion. Income & expense analysis: custom date ranges show where money went, to whom, and from which account. Asset trends: track assets and net worth over time. Budgets: set budgets for your book and expense categories. Account transfers: a small feature, but closer to how money really moves. Bill search: find entries by note, amount, or account; filter by date, category, member, and more. CSV import/export: export bills to CSV for editing on a computer, or import in bulk. iCloud backup: back up to iCloud and sync across devices signed in with the same Apple ID. Clean and ad-free: we do not want ads to get in your way. 【Auto-renewable subscription】 1. Subscription service: a subscription means service fees are charged on a recurring basis. An annual plan is currently available. Your subscription renews automatically within 24 hours before the end of each period unless you turn off auto-renewal or we discontinue the service. 2. Price: the annual subscription price is shown in the App Store for your region and may change during promotions. If you subscribe, any new price applies in the next billing period. Payment is charged to your Apple ID upon confirmation. 3. Refunds: fees for the current billing period are generally non-refundable, subject to Apple Media Services Terms and applicable local law. If a free trial is offered, cancel before it ends to avoid being charged. 4. Cancel subscription: subscriptions renew automatically. To avoid renewal, turn off auto-renewal at least 24 hours before the current period ends. Manage or cancel in Settings > Apple ID > Subscriptions. 【Terms】 Terms of Use: https://www.zotiger.com/darkbook-terms-of-use-en Privacy Policy: https://www.zotiger.com/darkbook-privacy-en 【Contact】 Email: service@zotiger.com

All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.