GoldBug vs Cashflows Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoldBug
Track live gold prices directly on your wrist or iPhone Lock Screen. View prices in multiple currencies and see trend indicators. Designed for those interested in financial markets.
- Live gold price display
- Watch complication
- iPhone Lock Screen widget
- Multi-currency support (USD, EUR, AUD, GBP)
- Trend direction indicator
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Track the live gold spot price and the value of your portfolio directly from your iPhone and Apple Watch. GoldBug delivers real-time gold prices powered by SwissQuote, with support for multiple currencies including US Dollar, Euro, British Pound, Australian Dollar and Swiss Franc and Canadian Dollar. Features: Live gold spot price in USD, EUR, GBP, AUD and CHF Gold portfolio tracker — add your holdings by troy oz, gram or kilogram See your total value, cost basis and profit/loss at a glance Lock screen widgets with live price and portfolio value Home Screen widgets in multiple sizes and currencies Apple Watch complications for quick price checks on your wrist Automatic price refresh every 5 minutes Simple, fast and beautiful — always know what your gold is worth.
Cashflows Pro
Forecast future bank account balances by inputting recurring and one-time transactions. This app focuses on future projections, not past history, allowing you to visualize the impact of payments and plan for financial goals.
- Multiple account management
- Recurring transaction setup
- Warning balance alerts
- Interactive forecast graph
- File-based scenario management
- Override transaction details
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Follow us on Twitter at @CashflowsApp! Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain. Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future. It's not interested in the past, so there's no need to enter or maintain your transaction history. It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make. Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off. FEATURES: - Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them. - Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options. - Warning balance: Set a warning balance for an account and see at a glance when your balance is below it. - Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions. - File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow. MANY USES: * Planning Future Purchases: This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford. * Planning for Change: You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future. * Planning for Uncertainty: The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later. * Getting Out of Debt: This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.
Screenshots
Verdict
The clearest difference is review sentiment: Cashflows Pro at 75% against GoldBug's 0%. Cashflows Pro also leads on chart position (#56 vs unranked) and price ($2.99 vs $3.99). On update cadence, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
GoldBug costs $3.99 and Cashflows Pro $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.
| Parameter | GoldBug | Cashflows Pro |
|---|---|---|
| Price | $3.99 | $2.99 — better |
| Rating | — | 4.5 (20 ratings) — better |
| Positive reviews | 0.0% of reviews | 75.0% of reviews — better |
| Number of ratings | — | 20 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Paid |
| Best chart rank | — | #56 — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Mac |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 8 MB | 14 MB |
| Age rating | 4+ | +4 |
| Developer | Bart Beekwilder | Nicola Cavanagh |
Customer experience
GoldBug
Cashflows Pro
In-app purchases
GoldBug
No in-app purchases
Cashflows Pro
No in-app purchases









