iBorrow vs Vasrefil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iBorrow
This app lets you buy airtime for all mobile networks in Ghana. Earn points with purchases that can be used as collateral to borrow airtime. Borrowed airtime is repaid daily with no interest charged.
- Buy airtime for all Ghanaian mobile networks
- Earn points for purchases
- Use points as collateral to borrow airtime
- Borrow airtime across different networks
- Daily repayment of borrowed airtime
- No interest on borrowed airtime
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iBorrow is an app that allows you to buy airtime from all mobile networks in Ghana. For every GHS 100 worth of purchases on the app, you earn 1 point. Every point earned can be used as collateral to borrow airtime from any network. Points earned from one network can be used to borrow airtime on another network. When you subscribe to iBorrow and borrow airtime on credit, airtime is deducted from your mobile account at GHS 0.50 daily till the borrowed airtime is repaid. There is no interest charged on the airtime borrowed.
Vasrefil
This utility platform simplifies managing your finances. Easily recharge your accounts and pay bills all in one place. Designed for convenience and efficiency.
- Easy account recharging
- Streamlined bill payments
- All-in-one utility platform
- User-friendly interface
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Your all-in-one utility platform Recharge with ease, pay bills with ease
Screenshots
Verdict
The clearest difference is rating: Vasrefil at 4.8 against iBorrow's 4.0. Vasrefil also leads on ratings volume (8 vs 1). iBorrow's advantage is iOS requirement (9.0 vs 13.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Vasrefil holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Vasrefil has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
iBorrow ships an update every 5 weeks, Vasrefil monthly. Both last shipped on November 3, 2026.
| Parameter | iBorrow | Vasrefil |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 4.8 (8 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 53 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Across Network Technologies Limited | Vaultforte Technologies Limited |
Customer experience
iBorrow
Vasrefil
In-app purchases
iBorrow
No in-app purchases
Vasrefil
No in-app purchases
