Zoomrad vs Uzum Nasiya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zoomrad
Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.
- Microloans
- High-interest deposits
- Service payments
- Transit payments
- Credit ban
- Real-time tracking
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Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.
Uzum Nasiya
This service allows users to purchase goods and services on deferred payment terms for up to 12 months. Enjoy interest-free installments with no penalties for late payments. Apply online or in-person with a limit of up to 25,000,000 UZS.
- Deferred payment up to 12 months
- Interest-free installments
- No penalties for late payments
- Initial payment-free purchases
- Automatic payment deduction
- Up to 25,000,000 UZS limit
- Wide network of partner points
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Uzum Nasiya – 12 oygacha muddatli to'lov xizmati. Uzum Nasiya o'z foydalanuvchilariga hamkor nuqtalarda tovar va xizmatlarni onlayn va oflayn formatda 12 oygacha muddatli to'lovga xarid qilish imkoniyatini taklif etadi. Kechiktirilgan to'lovlar uchun foiz, jarima va penyalar yo'q! Siz istalgan do'kon va hamkor nuqtalarda bir necha daqiqa ichida xaridlarni boshlang'ich to'lovsiz amalga oshirishingiz va to'lovlarni esa qismlarga bo'lib to'lashingiz mumkin. Kelgusi to'lovlar belgilangan kartadan avtomatik ravishda yechib olinadi. Foydalanuvchilar uchun boshlang'ich to'ovsiz 3, 6 va 12 oylik muddatli to'lov (nasiya) tariflari mavjud. Uzum Nasiya muddatli to'lovi orqali xaridlarni oflayn va onlayn tarzda kiyim-kechak, poyabzal, kosmetika, parfyumeriya do'konlarida va servisning boshqa ko'plab hamkor nuqtalarida amalga oshirishingiz mumkin. Hamkorlarimiz orasida Why Music, 1fit, Mi-store, Idea, lg, Elmakon, Just, Mediapark, Goodzone kabi yirik brendlar bor. Uzum Marketda ham tovarlarni muddatli to'lovga xarid qilish imkoniyati mavjud: to'lov turida "Uzum Nasiya muddatli to'lovi"ni belgilang va 3, 6 yoki 12 oylik muddatdan birini tanlang. Shuningdek, endi sevimli taom va oziq-ovqatlarni ham Uzum Tezkor yetkazib berish xizmati orqali 4 ta teng qismlarga bo'lib muddatli to‘lovga xarid qilish imkoniyati mavjud. Saytda yoki ilovada ro'yxatdan o'ting va 25 000 000 so'mgacha limitga ega bo'ling. Buning uchun sizga pasport yoki ID-karta va bank kartasi kerak bo'ladi. Shundan so'ng sizda O'zbekiston bo'ylab kerakli tovar va xizmatlarni 25 000 000 so'mgacha bo'lgan limit asosida muddatli to'lovga xarid qilish imkoniyati paydo bo'ladi. Nasiya bo'yicha to'lovlarni O'zbekistonning istalgan bank kartalari hamda to'lov tizimlari orqali amalga oshirishingiz mumkin. O'zingizga qulay tizimni tanlang: Payme, Click, Uzum Bank, Paynet. Uzum Nasiya O'zbekiston bo'ylab 5000 dan ortiq hamkor nuqtalarga ega bo’lib, ular soni kundan kunga jadal sur’atlarda oshib bormoqda. Bizning hamkorlarimiz orasida quyidagilar mavjud: - Kosmetika va parfumeriya do'konlari; - O'quv markazlari; - Uzum Market marketpleysi; - Qurilish materiallari do'konlari, avtotovarlar; - Aksessuarlar, kiyim-kechak va poyabzal do'konlari; - Mebel, maishiy texnika va elektronika shourumlari. Agar sizda qandaydir savollar tug'ilsa, biz bilan https://t.me/UzumNasiyaBot boti yoki +998787771515 raqami orqali bog'lanishingiz mumkin. Bizning qo'llab-quvvatlash xizmatimiz har kuni soat 09:00 dan 22:00 gacha foydalanuvchilarimizga mamnuniyat bilan yordam berishga tayyor.
Screenshots
Verdict
The clearest difference is rating: Zoomrad at 4.8 against Uzum Nasiya's 3.7. Zoomrad also leads on review sentiment (24% vs 11%) and ratings volume (346 vs 33). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zoomrad holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 24% of Zoomrad's written reviews are positive against 11% of Uzum Nasiya's.
Zoomrad ships an update fortnightly, Uzum Nasiya every 10 days. Both last shipped on November 3, 2026.
| Parameter | Zoomrad | Uzum Nasiya |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (346 ratings) — better | 3.7 (33 ratings) |
| Positive reviews | 24.0% of reviews — better | 11.1% of reviews |
| Number of ratings | 346 — better | 33 |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 222 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | Aloqabank ATB | UZUM TECHNOLOGIES MChJ. |
Customer experience
Zoomrad
Uzum Nasiya
In-app purchases
Zoomrad
No in-app purchases
Uzum Nasiya
No in-app purchases
