Comparison

Paytend Pay vs DCS Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paytend Pay

Read full description

Paytend Pay is a secure account and service management app for businesses using the Paytend payment ecosystem. Paytend Pay focuses on account access, subscription management, and profile administration, enabling users to manage their Paytend services conveniently from their iPhone. Paytend provides online and in-store payment acquiring solutions, including card payments and global e-commerce services. Direct payment processing is not available within the app at this time. Payments can currently be completed via Paytend payment links. Additional payment-related features are planned for future updates. Apply here - https://merchant.paytend.com/user/register

About

DCS Cards

Manage your credit cards with this fintech app. Apply for new cards, track payments and spending, set your ATM PIN, and activate cards on the go. Experience swift, secure, and seamless financial management.

Highlights
  • Apply for DCS Cards
  • Track payments and spending
  • View transaction history
  • Set ATM PIN
  • Manage and activate cards
Features
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Diners Club Singapore is now known as DCS Card Centre! We’re evolving from a founding financial institution in Singapore to an innovative fintech that drives integrated payment services. Say hello to a new generation of products and solutions that are swift, secure and seamless - aligned with the values of today, without forgetting the history of yesterday. Check out our new look and do more with your App as we deliver these improvements and new features: • Apply for DCS Cards in just a few taps • Easily keep track of your payments and spends via your Transaction History and eStatements • Securely set your ATM PIN • Manage and activate your DCS Cards on the go We’ll continue to improve your experience on the DCS Cards App. Stay tuned for more! Prevailing interest apply if there are any amount remaining unpaid by the statement due date.

Screenshots

Paytend Pay4 screens
DCS Cards4 screens

Verdict

The call

The clearest difference is iOS requirement: Paytend Pay at 13.0 against DCS Cards's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paytend Pay ships an update every 4 weeks, DCS Cards fortnightly. The most recent releases landed on October 11, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
Paytend Pay versus DCS Cards: the parameters behind the verdict, then further details
ParameterPaytend PayDCS Cards
PriceFreeFree
Rating—3.0 (8 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—8 — better
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size42 MB81 MB
Age rating4+4+
DeveloperPAYTEND EUROPE UABDCS Card Centre Pte Ltd

In-app purchases

None

Paytend Pay

No in-app purchases

None

DCS Cards

No in-app purchases

Questions

Is Paytend Pay free?
Paytend Pay is free to download, with no in-app purchases.
Is DCS Cards free?
DCS Cards is free to download, with no in-app purchases.
Do Paytend Pay or DCS Cards have ads?
Neither Paytend Pay nor DCS Cards shows ads.
Which is updated more often, Paytend Pay or DCS Cards?
Paytend Pay ships an update every 4 weeks, and DCS Cards fortnightly. Most recently, Paytend Pay was updated on October 11, 2026 and DCS Cards on October 4, 2026.

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