Comparison

Rabobank NZ vs Calk NZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rabobank NZ

Manage your farm business finances with this app designed exclusively for Agribusiness clients. Easily view accounts, transfer funds, schedule future payments, and track transaction history. Access interest rates and manage your All In One Account on the go.

Highlights
  • View all accounts
  • Transfer money
  • Schedule future payments
  • Track transaction history
  • View and book interest rates
  • Manage All In One Account
Features
Read full description

We’ve made it simple to manage your finances with the Rabobank NZ app for Agribusiness clients. Whether you’re on-farm or on the go, the Rabobank NZ app makes it easy to keep on top of farm business. This app is only for Rabobank New Zealand Agribusiness clients. If you are a Rabobank New Zealand Online Savings customer, please download the Rabobank Online Savings NZ app. Key features include: • View all of your accounts once logged in • Transfer money in, out, or between accounts • Set-up future payments up to 1 year ahead • Stay on top of your account information including transaction history • View and book interest rates (fixed) • Manage your All In One Account finances As always, our team is here to help. Should you need any assistance please call 0800 500 933 (+64 9 975 2514 if overseas) or email wellington@rabobank.com. The Rabobank NZ app is offered by Rabobank New Zealand Limited to Agribusiness clients. Internet connection is needed to access the app and normal mobile data charges apply. You must accept and comply with the Rabobank Internet Banking - Conditions of Use at all times. Always adhere to manufacturers’ software and support to ensure your mobile devices are covered by the latest software and security updates.

About

Calk NZ

Features
Read full description

Calk NZ is a collection of 146 calculators built for New Zealanders. Every result is based on current IRD rates and New Zealand rules for the 2026-27 financial year. No sign-up. All calculations run on your device — your financial data never leaves it. Supported by unobtrusive ads. TAX & PAY • Income tax and PAYE with all five brackets and the ACC earner's levy • Take-home pay, secondary tax, bonus tax, schedular payments (IR330C) • GST, provisional tax, trust tax (39% trustee rate), FIF and crypto tax FAMILY & BENEFITS • Working for Families, FamilyBoost (40% childcare rebate), Best Start • Child support (IRD 8-step formula), paid parental leave, NZ Super HOME & MONEY • Mortgage repayments, refix strategy, offset accounts, lump-sum savings • KiwiSaver projections with the 2026 3.5% default rate • Term deposits with RWT, net worth, budgeting, power plans …and 100+ more: car costs, WoF & rego, insurance, farming, building, immigration. EVERY CALCULATOR SHOWS ITS WORKING Step-by-step formulas, current-year rates with sources, and worked examples — verified against Inland Revenue (IRD), ACC, Employment NZ / MBIE, RBNZ, Work and Income (MSD), NZTA Waka Kotahi, Stats NZ, Kāinga Ora, NZ Customs, BRANZ and Beef + Lamb New Zealand publications. Each page carries a "last reviewed" date. IN ENGLISH AND TE REO MĀORI The only NZ calculator collection fully available in both languages. NEW IN 1.2.0 • Watch a short ad to pause all ads for 6 hours • Six in-depth farming guides and new rural calculators • Favourites and recently used calculators on the home screen Rates update automatically — no app update needed when IRD figures change. Disclaimer: Calk NZ provides general information, not financial advice. For decisions that affect your tax position, consult a qualified professional.

Screenshots

Rabobank NZ4 screens
Calk NZ4 screens

Verdict

The call

The clearest difference is in-app purchases: Rabobank NZ at none against Calk NZ's 1. Rabobank NZ also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Calk NZ sells 1 one-off in-app purchase. Rabobank NZ asks for nothing beyond the download.

UpkeepUpdate frequency

Rabobank NZ ships an update every 5 weeks, Calk NZ every 3 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 6 level
Rabobank NZ versus Calk NZ: the parameters behind the verdict, then further details
ParameterRabobank NZCalk NZ
PriceFreeFree
Positive reviews42.9% of reviews—
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size61 MB144 MB
Age rating4+4+
DeveloperRabobank Australia and New ZealandKonstantin Iakovlev

In-app purchases

None

Rabobank NZ

No in-app purchases

1 purchases

Calk NZ

One-time1
  • Remove Ads$2.99

Questions

Is Rabobank NZ free?
Rabobank NZ is free to download, with no in-app purchases.
Is Calk NZ free?
Calk NZ is free to download, with in-app purchases available.
Do Rabobank NZ or Calk NZ have ads?
Calk NZ shows ads; Rabobank NZ does not.
Which is updated more often, Rabobank NZ or Calk NZ?
Rabobank NZ ships an update every 5 weeks, and Calk NZ every 3 weeks. Most recently, Rabobank NZ was updated on November 3, 2026 and Calk NZ on November 3, 2026.

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