Comparison

Doha Pay vs Gulf Exchange App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Doha Pay

Transform your phone into a secure digital wallet for quick and seamless transactions. Easily add your bank cards to make payments by scanning QR codes or transfer funds instantly to friends and family.

Highlights
  • Phone as a digital wallet
  • Add Doha Bank Credit/Debit Cards
  • QR Code payments at merchants
  • Instant Person-to-Person transfers
  • Link Debit Card to wallet
Features
Read full description

Now, your phone is your wallet Doha Pay brings new dimension to your wallet! Enjoy quick, safe, and seamless payments by adding your Doha Bank Credit or Debit Cards to your Doha Pay wallet. Key Features: QR Code Payments: Doha Pay enables the user to perform quick, safe, and seamless payments for their retail purchases by simply scanning the QR Code at selected Doha Bank merchants Person 2 Person Transfer (P2P): Doha Pay enables the users to make fund transfers instantly. To do so, the sender and beneficiary should link their Doha Bank Debit Card to Doha Pay wallet

About

Gulf Exchange App

Facilitates foreign currency exchange, gold transactions, and international money transfers. Offers personalized services in multiple languages across numerous branches, prioritizing customer experience and competitive rates.

Highlights
  • Foreign currency exchange
  • Gold purchase and sale
  • International money transfer
  • Personalized customer service
  • Multiple languages supported
  • Competitive exchange rates
Features
Read full description

Gulf Exchange, an ISO 27001:2013 certified company and one of the leading money exchanges in the State of Qatar, has extended its services to 1.6 million retail and business customers since its inception in 1977. Under the leadership of its Founder and Chairman, Mr. Ali Jaafar Al-Sarraf, the company has grown over the years to become the first choice for foreign currency exchange, gold purchase and sale, and international money transfer to and from all over the world. While customer experience is an aspiration for other businesses, at Gulf Exchange it is a reality. We provide personalized services to 135,000 customers monthly in our 17 branches and in 20 languages. Through our extensive network of partners across the globe, we are well-positioned to provide the most competitive exchange rates for our customers. In addition, we pride ourselves as a pioneer financial institution in implementing financial technologies since 1991. We always ensure that our customers enjoy the unparalleled experience by investing in our human capital, growing our global outreach, and developing our distribution channels to ensure that we are with our customers wherever they are.

Screenshots

Doha Pay4 screens
Gulf Exchange App4 screens

Verdict

The call

Doha Pay and Gulf Exchange App both sit at 2.5 stars, but that hides the real split: 25% of Doha Pay's written reviews are positive against 0% of Gulf Exchange App's. Gulf Exchange App's advantage is update cadence (every 5 weeks vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Doha Pay holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 11 and 6 respectively. Written reviews point the same way: 25% of Doha Pay's written reviews are positive against 0% of Gulf Exchange App's.

UpkeepUpdate frequency

Doha Pay ships an update every 3 months, Gulf Exchange App every 5 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Doha Pay versus Gulf Exchange App: the parameters behind the verdict, then further details
ParameterDoha PayGulf Exchange App
PriceFreeFree
Rating2.5 (11 ratings) — better2.3 (6 ratings)
Positive reviews25.0% of reviews — better0.0% of reviews
Number of ratings11 — better6
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size22 MB41 MB
Age rating4+4+
DeveloperDoha Bank Q.S.C.Gulf Exchange Co

Customer experience

Doha Pay

All ratings11 ratings
Positive36.4%
Neutral9.1%
Negative54.5%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Gulf Exchange App

All ratings6 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews10 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Doha Pay

No in-app purchases

None

Gulf Exchange App

No in-app purchases

Questions

Is Doha Pay free?
Doha Pay is free to download, with no in-app purchases.
Is Gulf Exchange App free?
Gulf Exchange App is free to download, with no in-app purchases.
Which has better reviews, Doha Pay or Gulf Exchange App?
Doha Pay is rated higher. Doha Pay averages 2.5 out of 5 from 11 ratings, while Gulf Exchange App averages 2.3 from 6 ratings.
Do Doha Pay or Gulf Exchange App have ads?
Neither Doha Pay nor Gulf Exchange App shows ads.
Which is updated more often, Doha Pay or Gulf Exchange App?
Doha Pay ships an update every 3 months, and Gulf Exchange App every 5 weeks. Most recently, Doha Pay was updated on October 29, 2026 and Gulf Exchange App on October 24, 2026.

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