National Exchange vs Karty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
National Exchange
Send money internationally with ease, anytime and anywhere. This application facilitates global money transfers, allowing users to send funds across borders efficiently.
- Global money transfers
- Send money anytime
- Send money anywhere
- International remittance
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Send money to anywhere across the globe any time.
Karty
Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.
- Digital wallet for payments
- Customizable monthly budgets
- Visa-powered card payments
- Spending tracking by category
- Earn KPoints rewards
- Redeem points for travel and vouchers
- Exclusive deals and discounts
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Ready to level up your money game? With Karty, you can pay, spend, budget, and get rewarded — all in one app.Set your custom budgets for the month, use KARTY Visa-powered cards to make payments, and easily track your spending by category and get KPointsLook out for exclusive deals and discounts to save up on your next spend, and redeem KPoints for flight bookings, hotel bookings, vouchers and much more.Karty is all about making your financial life smoother, simpler, and rewarding. And trust us, we're just getting started. Want early access? Join the waitlist now — you don’t want to miss this!
Screenshots
Verdict
The clearest difference is review sentiment: Karty at 56% against National Exchange's 0%. Karty also leads on rating (4.1 vs 3.0) and update cadence (every 5 days vs every 2 months). National Exchange's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Karty holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: Karty has 26 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of National Exchange's written reviews are positive against 56% of Karty's.
National Exchange ships an update every 2 months, Karty every 5 days. The most recent releases landed on October 19, 2026 and October 27, 2026 respectively.
| Parameter | National Exchange | Karty |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.1 (26 ratings) — better |
| Positive reviews | 0.0% of reviews | 55.6% of reviews — better |
| Number of ratings | 2 | 26 — better |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 43 MB | 271 MB |
| Age rating | 17+ | 4+ |
| Developer | National Exchange CO. W.L.L. | KARTY LLC |
Customer experience
National Exchange
Karty
In-app purchases
National Exchange
No in-app purchases
Karty
No in-app purchases
Questions
Is National Exchange free?
Is Karty free?
Which has better reviews, National Exchange or Karty?
Do National Exchange or Karty have ads?
Which is updated more often, National Exchange or Karty?
Other comparisons
