Comparison

MSB Plus vs digimi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB Plus

Manage your credit card spending with over 1000 daily offers. Enjoy fast online installment plans with preferential interest rates. Securely manage card data and receive instant transaction notifications.

Highlights
  • Daily offers and promotions
  • Online installment plans
  • Preferential interest rates
  • Card data management
  • Secure card usage
  • Instant transaction notifications
Read full description

Cộng đồng chi tiêu thẻ vs hơn 1000 ưu đãi mỗi ngày Trả góp online nhanh gọn lãi xuất ưu đãi Quản lí dữ liệu, bảo mật sử dụng thẻ Thông báo nhanh chóng cập nhật mọi giao dịch Sử dụng thẻ online với hàng ngàn lựa chọn

About

digimi

This digital banking app allows users to open accounts in under a minute using eKYC and log in securely with biometrics. It facilitates easy transfers, bill payments, mobile top-ups, and card registration, all with no service fees.

Highlights
  • eKYC account opening
  • Biometric login
  • Smart OTP authentication
  • Seamless money transfers
  • Bill payments and mobile top-ups
  • Virtual and physical card registration
  • Competitive interest rate deposits
Features
Read full description

WELCOME TO DIGIMI - DIGITAL BANK Digimi - Digital bank from BVBank provides extraordinary experiences for users in terms of financial purposes. - With eKYC technology, you can create a bank account within a minute. - Easy and no hassle log-in by biometric authentication - Enhance confidentiality for users by utilizing the Smart OTP authentication method - Seamless transfer process, including transfer to another account by using account number/card number/phone number, the nickname of the account owner, and VietQR code - Top up the mobile phone, bills payment such as electricity & water, internet. Even toll fees and tuition fees can make paid through Digimi. - Register online debit and credit cards: virtual card is generated within 1 hour, followed by a physical card will be delivered to your address within 3 to 5 working days. - Deposit from 1,000,000 VND with a comparative interest rate. Especially, you are free of charge when using Digimi services. No fees indeed, such as Interbank transfer fees, service maintenance fees, bill payment fees, mobile phone top-up fees, monthly service fees… Download the Digimi app now! If you need any assistance, please contact us via: • Fanpage: https://www.facebook.com/digimi.digitalbank • YOU & Digimi Community: https://www.facebook.com/groups/535667201019292 • Hotline: 1900555596

Screenshots

MSB Plus4 screens
digimi4 screens

Verdict

The call

The clearest difference is update cadence: digimi at every 4 days against MSB Plus's fortnightly. digimi also leads on ratings volume (27 vs 7) and iOS requirement (13 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for MSB Plus against 3.5 for digimi. Both are backed by a comparable volume of ratings — 7 and 27 respectively.

UpkeepUpdate frequency

MSB Plus ships an update fortnightly, digimi every 4 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
MSB Plus versus digimi: the parameters behind the verdict, then further details
ParameterMSB Plusdigimi
PriceFreeFree
Rating3.4 (7 ratings)3.5 (27 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings727 — better
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613 — better
Further details — not scored
Size91 MB229 MB
Age rating4+4+
DeveloperVietnam Maritime Commercial Joint Stock BankViet Capital Commercial Joint Stock Bank

Customer experience

MSB Plus

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%

digimi

All ratings27 ratings
Positive59.3%
Neutral7.4%
Negative33.3%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

In-app purchases

None

MSB Plus

No in-app purchases

None

digimi

No in-app purchases

Questions

Is MSB Plus free?
MSB Plus is free to download, with no in-app purchases.
Is digimi free?
digimi is free to download, with no in-app purchases.
Which has better reviews, MSB Plus or digimi?
digimi is rated higher. MSB Plus averages 3.4 out of 5 from 7 ratings, while digimi averages 3.5 from 27 ratings.
Do MSB Plus or digimi have ads?
Neither MSB Plus nor digimi shows ads.
Which is updated more often, MSB Plus or digimi?
MSB Plus ships an update fortnightly, and digimi every 4 days. Most recently, MSB Plus was updated on November 3, 2026 and digimi on November 7, 2026.

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