Comparison

CDAonline vs TeamPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CDAonline

Manage your Depository account remotely with this app. It allows for online voting, conducting transfers, tracking transaction reports, and checking pension balances. Access support and important data through an integrated chat feature.

Highlights
  • Online voting for company stakeholders
  • Conduct various types of transfers
  • Track transaction reports
  • Check pension balance
  • Integrated chat support
  • View meeting agendas and documents
Features
Read full description

CDA Online is designed to transfer, vote and follow up Depository account from any place any time. 
The application encompasses 4 main functions conducted by Central Depository of Armenia: voting online, conducting transfers, following transaction reports, and checking pension balance. E-voting: Given the opportunity to make decisions online and remotely, company stakeholders are not limited with space and time. The users can track their meetings via the app, get acquainted with the agenda and all related documents, express their opinions during the meeting. Transfers: Make transfers including simple transfer (ST), portfolio and Delivery versus payment (DVP) with one click, see the history of transfers and proceed with the upcoming ones in a single dashboard.
 Transaction reporting: Track the transaction with the Account Operators. Having more than one Account Operator is no trouble any more. Set up your account, and let the app track operations and take out the reports for you. Chat: With the chat box, the team of Central Depository of Armenia provides you with support and data. We’re hereto assist you in solving the issues as soon as possible. Pension Balance: Check your balance, stay informed.

About

TeamPay

Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.

Highlights
  • Seamless digital payments
  • Smart payment history tracking
  • Ironclad security with biometrics
  • Flexible group payments with autopay
  • One-tap automated recurring payments
  • Exclusive benefits and rewards
Features
Read full description

“TeamPay” CJSC is a next-generation fintech platform that combines secure digital payments with smart financial management tools, helping you build modern financial habits and make the most of innovative opportunities.
 With the TeamPay app, you can:
 • pay your utility bills, • make financial and government payments, • and take care of other everyday payments. You can also:
 • save your payments, • create groups, • and activate automatic payments to make sure your bills are paid on time, without any delays. 
 And that’s not all. Every month, you can choose up to 3 benefits in the TeamPay app and enjoy exclusive offers from Team Telecom Armenia, Team Energy, and Buy.am.
 If you want to make your everyday spending even easier, just order a TeamPay Visa digital card and enjoy a simple, convenient, and secure way to pay. 
TeamPay, your transactions in one place. Simple. Fast. Secure. 
Get to know us better at: https://teampay.am/en

Screenshots

CDAonline4 screens
TeamPay4 screens

Verdict

The call

The clearest difference is rating: CDAonline at 5.0 against TeamPay's 4.3. CDAonline also leads on iOS requirement (13.0 vs 16). TeamPay's advantage is ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CDAonline holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 10 days. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
CDAonline versus TeamPay: the parameters behind the verdict, then further details
ParameterCDAonlineTeamPay
PriceFreeFree
Rating5.0 (2 ratings) — better4.3 (6 ratings)
Positive reviews—0.0% of reviews
Number of ratings26 — better
Update frequencyEvery 10 daysEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better16
Further details — not scored
Size19 MB141 MB
Age rating4+4+
DeveloperCentral Depository of ArmeniaTELECOM ARMENIA, OJSC

Customer experience

CDAonline

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

TeamPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

CDAonline

No in-app purchases

None

TeamPay

No in-app purchases

Questions

Is CDAonline free?
CDAonline is free to download, with no in-app purchases.
Is TeamPay free?
TeamPay is free to download, with no in-app purchases.
Which has better reviews, CDAonline or TeamPay?
CDAonline is rated higher. CDAonline averages 5.0 out of 5 from 2 ratings, while TeamPay averages 4.3 from 6 ratings.
Do CDAonline or TeamPay have ads?
Neither CDAonline nor TeamPay shows ads.
Which is updated more often, CDAonline or TeamPay?
CDAonline ships an update every 10 days, and TeamPay every 10 days. Most recently, CDAonline was updated on November 3, 2026 and TeamPay on November 3, 2026.

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