Comparison

Rio Consig vs Nio Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rio Consig

Manage your payroll loans with ease. This app offers secure online registration, loan simulations, exclusive offers, and access to your account statements. Stay in control of your finances with real-time updates and exclusive discounts.

Highlights
  • Online password registration
  • Loan simulation and proposal requests
  • Exclusive offers
  • Consignable margin consultation
  • Transaction statement access
  • Discount club access
Features
Read full description

Quer praticidade para gerenciar suas consignações? Baixe e descubra por que o aplicativo Rio Consig é a melhor opção para você! Uma ferramenta simples e prática, desenvolvida com tecnologia própria e a finalidade de levar aos servidores públicos mais facilidade e comodidade com total segurança, otimizando o tempo e mantendo o controle na palma da sua mão. Para utilizar a ferramenta é muito simples: 1) Faça o download do App 2) Cadastre-se 3) Informe seu CPF e senha de acesso 4) Pronto! Agora você já pode aproveitar os benefícios que separamos para você: • Cadastro de senha online, sem sair de casa; • Simule e solicite propostas em diversas instituições; • Receba ofertas exclusivas; • Consulte o valor da sua Margem Consignável; • Consulte os extratos das operações; • Acompanhe suas solicitações; • Acesse o ranking das taxas de juros praticadas pelas Instituições Financeiras; • Receba dicas e novidades sobre os nossos serviços; • Receba notificação de atualização de margem consignável; • Acesse o Clube de Descontos Use Mais direto no App e tenha ofertas exclusivas; • Atendimento humano e focado no que é melhor para você! Ficou alguma dúvida? Nossa equipe está à disposição e será uma satisfação atendê-lo! Atendimento via WhatsApp: (41) 3072-9220 Atendimento telefônico: 0800 021 9321 Atendimento via e-mail: contato@rioconsig.com.br

About

Nio Digital

This app offers a secured credit card with no annual fees and reduced interest rates, exclusively for affiliated users. It's available for individuals with negative credit and includes the Mastercard Surpreenda benefits program.

Highlights
  • Secured credit card
  • No annual fees
  • Reduced interest rates
  • Exclusive for affiliated users
  • Available for negative credit
  • Mastercard Surpreenda benefits
Features
Read full description

Cartão de crédito consignado NIO Sem anuidade Juros Reduzidos Exclusivo para Conveniados Disponível para Negativados Programa de Benefícios Mastercard Surpreenda Pagamento Mínimo de Fatura com desconto em folha

Screenshots

Rio Consig4 screens
Nio Digital4 screens

Verdict

The call

The clearest difference is rating: Rio Consig at 5.0 against Nio Digital's 4.5. Nio Digital's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rio Consig holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Rio Consig ships an update every 3 weeks, Nio Digital monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 6 level
Rio Consig versus Nio Digital: the parameters behind the verdict, then further details
ParameterRio ConsigNio Digital
PriceFreeFree
Rating5.0 (1 ratings) — better4.5 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size39 MB43 MB
Age rating4+4+
DeveloperNeoconsig Tecnologia S/ANio Digital

In-app purchases

None

Rio Consig

No in-app purchases

None

Nio Digital

No in-app purchases

Questions

Is Rio Consig free?
Rio Consig is free to download, with no in-app purchases.
Is Nio Digital free?
Nio Digital is free to download, with no in-app purchases.
Which has better reviews, Rio Consig or Nio Digital?
Rio Consig is rated higher. Rio Consig averages 5.0 out of 5 from 1 ratings, while Nio Digital averages 4.5 from 2 ratings.
Do Rio Consig or Nio Digital have ads?
Rio Consig shows ads; Nio Digital does not.
Which is updated more often, Rio Consig or Nio Digital?
Rio Consig ships an update every 3 weeks, and Nio Digital monthly. Most recently, Rio Consig was updated on November 3, 2026 and Nio Digital on November 3, 2026.

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