Comparison

Kolo Fullrange vs Monéé Powered by Citygate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kolo Fullrange

Features
Read full description

Kolo Fullrange is a digital platform that enables you to save, avail loan and manage payments without stress.

About

Monéé Powered by Citygate

Manage your finances with this app, offering short-term loans, high-interest savings, bill payments, and money transfers. It provides a secure platform to control your financial life and make smart savings and investment plans.

Highlights
  • Short-term loans up to ₦1,000,000
  • Minimum 13% interest on savings
  • Bill payments for any kind
  • Money transfer with low fees
  • Airtime and data recharge
  • Financial control and planning
Features
Read full description

Download Monéé and enjoy easy banking with access to: o Short term loans o Minimum of 13% interest on savings and investments. The more you save the more you earn! o Pay for your bills of any kind and also send money. o You have control over your financial life with Monéé. Monéé Interest Rate and Loan Repayment: o You can access from ₦2,500 up to ₦1,000,000 o No collateral, no guarantor, no unnecessary document is required o Loan is approved and disbursed in a few minutes o Make repayments over a maximum period of 360 days (12 Months) o Daily interest rate ranges from 0.083% - 0.09% and equivalent monthly interest rate ranges from 2.5% - 2.7%. o Annual Percentage Rate (APR) from 30.5% - 36%. o No processing fees o No penalty charge on late payment Example: for a loan of ₦30,000 for 90 days, Monéé charges 2.5% monthly interest with APR of 30.5%. See repayment breakdown below: Loan Amount: ₦30,000 Loan Tenure: 3 months (90 days) Number of Repayments: 3 Monthly Interest Rate: 2.5% Monthly Interest Amount: ₦750 Monthly repayment: ₦10,750 Total Interest (for 3 months): ₦2,250 Total amount payable: ₦32,250 APR: 30.5%. Save With High Return on Your Investment: Instead of going to the bank for a savings account, with Monéé, you have your account in your pocket. Make more money while you save instead of just saving and losing the whole money. Save smart with Monéé. Fund Transfer Made Easy with Monéé: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Monéé. Monéé will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Monéé App. About Monéé: Monéé, a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global Investment Limited, a Microfinance Institution with over 13 years’ experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@monee.ng info@monee.ng hello@monee.ng Call: 070024894283, 012919739 Visit: monee.ng Like on Facebook: https://web.facebook.com/ Monéé Follow on Instagram: moneesupport Follow on Twitter: @moneesupport

Screenshots

Kolo Fullrange4 screens
Monéé Powered by Citygate4 screens

Verdict

The call

The clearest difference is update cadence: Kolo Fullrange at every 6 weeks against Monéé Powered by Citygate's every 12 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kolo Fullrange ships an update every 6 weeks, Monéé Powered by Citygate every 12 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Kolo Fullrange versus Monéé Powered by Citygate: the parameters behind the verdict, then further details
ParameterKolo FullrangeMonéé Powered by Citygate
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 6 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size27 MB46 MB
Age rating4+17+
DeveloperFullrange Micro FinanceCITYGATE

In-app purchases

None

Kolo Fullrange

No in-app purchases

None

Monéé Powered by Citygate

No in-app purchases

Questions

Is Kolo Fullrange free?
Kolo Fullrange is free to download, with no in-app purchases.
Is Monéé Powered by Citygate free?
Monéé Powered by Citygate is free to download, with no in-app purchases.
Do Kolo Fullrange or Monéé Powered by Citygate have ads?
Neither Kolo Fullrange nor Monéé Powered by Citygate shows ads.
Which is updated more often, Kolo Fullrange or Monéé Powered by Citygate?
Kolo Fullrange ships an update every 6 weeks, and Monéé Powered by Citygate every 12 months. Most recently, Kolo Fullrange was updated on November 7, 2026 and Monéé Powered by Citygate on November 3, 2026.

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