Comparison

Monto vs Laffy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monto

Access earned wages before your company's payday. This platform allows you to take control of your finances by providing access to your salary as you earn it. It offers a convenient and secure way to manage payments and avoid debt.

Highlights
  • Access earned salary early
  • Funds in account within minutes
  • Helps make payments on time
  • No debt or credit involved
  • Low fixed withdrawal commission
  • Easy, convenient, and secure
Features
Read full description

Monto es la plataforma innovadora que te permite cobrar tu salario ya trabajado antes del día de pago de tu empresa. ¡Si ya lo trabajaste, ya te lo ganaste! No esperes más al día de pago de tu empresa, descarga nuestra app y toma control de tus finanzas. Beneficios • No hay requisitos de uso • Tu dinero en tu cuenta en minutos • Te ayuda a hacer tus pagos a tiempo • No te puedes endeudar – no es adelanto ni crédito • Comisión fija por retiro super baja • Fácil de usar, conveniente y seguro Pide tu Monto. Adelanta tu vida.

About

Laffy

This app facilitates quick and easy credit management within trusted networks. It allows lenders and borrowers to directly negotiate loan terms, including amount, interest, and repayment period, in a streamlined manner.

Highlights
  • Manage credits between trusted individuals
  • Negotiate loan amounts directly
  • Set interest rates
  • Define repayment terms
  • Fast and simple credit transactions
Read full description

LAFFY es una aplicación que ayuda a gestionar créditos de manera rápida y sencilla entre personas que pertenecen a una misma red de confianza. LAFFY permite al prestamista y prestatario negociar condiciones de monto, interés y plazo de manera directa y ágil.

Screenshots

Monto3 screens
Laffy3 screens

Verdict

The call

The clearest difference is review sentiment: Monto at 100% against Laffy's 17%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.

Scorecard1 real difference · 9 level
Monto versus Laffy: the parameters behind the verdict, then further details
ParameterMontoLaffy
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews — better16.7% of reviews
Number of ratings4 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size42 MB27 MB
Age rating17+17+
DeveloperGrupo Tatel SAPI de CVLend a friend

Customer experience

Monto

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Laffy

Written reviews6 reviews
Positive16.7%
Neutral33.3%
Negative50.0%

In-app purchases

None

Monto

No in-app purchases

None

Laffy

No in-app purchases

Questions

Is Monto free?
Monto is free to download, with no in-app purchases.
Is Laffy free?
Laffy is free to download, with no in-app purchases.
Do Monto or Laffy have ads?
Neither Monto nor Laffy shows ads.
Which is updated more often, Monto or Laffy?
Monto ships an update every 3 weeks, and Laffy every 3 weeks. Most recently, Monto was updated on November 3, 2026 and Laffy on November 3, 2026.

Other comparisons