CBTX Business vs Efficient Markets

Citizens Bank based in Kilgore, TX – CBTX Business. Banking for your Business On the Go. Citizens Bank allows you to bank wherever, whenever, with quick access to manage your bank accounts from your device. Check your balances, pay bills, transfer money and locate ATMs and banking centers with just a touch. Our app is fast, secure and free. Use your current CBTX Business Online Banking* login information to get started today. Features: Manage Your Accounts: • Check business account balances • View recent transactions, including check images • Transfer money between accounts** Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Review and Approve: • Approve transactions scheduled through CBTX Business Online including fund transfers, ACH transfers and wire transfers • Review and approve Positive Pay exceptions • Receive alerts when approvals are pending Find ATMs and Banking Centers using the GPS system provided by your device*** *Must be an Business Online Banking Customer **Business Online customers must first set up external transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. Getting started is easy. Simply download the app and sign on with your CBTX Business Online user credentials. For more information about Citizens Bank’s mobile services, please visit https://www.citizensbanktx.com/services/mobile-banking or call us at 903-984-8671. Carrier’s data rates may apply.

With Efficient Markets’ streamlined transaction process, buyers have access to curated possibilities, while sellers are able to showcase their asset’s true worth. Built by a team who understands what matters most, the Efficient Markets app empowers its users to act with assurance, connecting buyers and sellers in a structured, competitive experience that targets speed, transparency, and successful outcomes. With more than 25 years of execution experience, Efficient Markets is recognized as a market expert because of the team’s deep industry knowledge, extensive relationships and unparalleled insight into the A&D market. What can you do with Efficient Markets? • Comprehensive smart-search and filtering tools: Drill down by asset class, basin location, property characteristics, and many other criteria • Stay in the loop: Push notifications keep you informed throughout the entire transaction lifecycle, from initial interest to final closing • Unified experience: Your watchlists and transaction history sync seamlessly across mobile, tablet, and web platforms • Complete transaction visibility: Review your entire bidding history, active offers, and completed transactions in one organized dashboard • One platform, multiple asset classes: From producing wells in the Permian Basin to renewable energy projects and federal land sales, find diverse investment options in a single marketplace Why choose Efficient Markets? Since 1999, Efficient Markets has facilitated billions of dollars in real asset transactions across oil and gas, government lease and sale listings, real estate, alternative energy, and other commodities. Our platform combines decades of industry knowledge with modern technology to create a marketplace that works for both first-time participants and seasoned investors. We've built our reputation on transparency, security, and competitive outcomes for buyers and sellers alike. An Efficient Markets account is required to participate in auctions. In-app features may require verification or additional transactional fees.