Comparison

Planifica vs Alba AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Planifica

Manage your investment fund contributions through a mobile app or website. Set initial and monthly contributions to reach your financial goals. Funds become available after 12 months with automatic renewal.

Highlights
  • Investment fund registration
  • Mobile and web access
  • Initial contribution setup
  • Monthly contribution planning
  • Funds available after 12 months
  • Automatic term renewal
Features
Read full description

Registro y adhesión al Fondo de Inversión a través de página web o aplicación móvil, con posterior validación, por parte de Futurfid, de los datos ingresados. - APORTE INICIAL: mínimo $100. - APORTE MENSUAL: el valor que necesitas para alcanzar tu sueño. - TIEMPO: Después de 12 meses, tu dinero queda disponible. Renovación automática del plazo.

About

Alba AI

Effortlessly manage your money with automatic transaction tracking and a WhatsApp-based financial advisor. Get alerts for important movements and share expenses with others. Simplify your financial life with this secure and intuitive tool.

Highlights
  • Automatic transaction tracking
  • WhatsApp financial advisor
  • Expense sharing
  • Financial movement alerts
  • Voice and text transaction input
Features
Read full description

En Alba, estamos aquí para ayudarte a entender y manejar mejor tus finanzas. Rastreando de manera automática y segura tus transacciones, te ofrecemos una manera sencilla de ver cómo se mueve tu dinero día a día. Sabemos que llevar un control manual es complicado, por eso Alba te lo hace más fácil ahora con un asesor en Whastapp, donde puedes agregar, editar o consultar transacciones por texto o por voz. Entre las funcionalidades que ofrecemos: •⁠  ⁠Alba Whastapp: tu asesor financiero. •⁠  ⁠Alba Collab: comparte tus gastos con tu pareja o roomies. •⁠  ⁠Alba Alertas: Recibe alertas sobre movimientos importantes o inusuales, para que siempre estés al tanto de tu situación financiera. Queremos seguir mejorando para ti. Estamos trabajando en nuevas funciones que te harán la vida más fácil, y estamos emocionados por lo que viene. Mientras tanto, estamos aquí para acompañarte en cada paso, ayudándote a mantener el control de tus finanzas de manera simple y segura. Términos de Uso: https://www.alba.ec/terms Suscripciones disponibles: Free: hasta 40 transacciones/mes gratis Basic: suscripción de 1 mes o 1 año Premium: suscripción de 1 mes o 1 año El cobro se realizará a tu cuenta de iTunes/Apple ID. Las suscripciones se renuevan automáticamente a menos que las canceles al menos 24 horas antes de que termine el período actual. Puedes gestionar o cancelar tus suscripciones en la configuración de tu dispositivo.

Screenshots

Planifica4 screens
Alba AI4 screens

Verdict

The call

The clearest difference is in-app purchases: Planifica at none against Alba AI's 6. Planifica also leads on ads (none vs shown) and ratings volume (4 vs 1). Alba AI's advantage is update cadence (weekly vs every 2 months). On price, rating and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Alba AI sells 6 in-app purchases, starting at $2.99 per month. Planifica asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Planifica against 5.0 for Alba AI. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Planifica ships an update every 2 months, Alba AI weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 3 level
Planifica versus Alba AI: the parameters behind the verdict, then further details
ParameterPlanificaAlba AI
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Number of ratings4 — better1
Update frequencyEvery 2 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size29 MB100 MB
Age rating4+4+
DeveloperFuturfid S.A.Alba Innovations, LLC

Customer experience

Planifica

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Alba AI

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Planifica

No in-app purchases

6 purchases

Alba AI

Subscriptions6
  • Alba - Basic$2.991 Month
  • Alba - Mensual$4.991 Month
  • Alba - Duo$7.991 Month
Show 3 more
  • Alba - Basic$24.991 Year
  • Alba - Anual$39.991 Year
  • Alba - Duo$59.991 Year

Questions

Is Planifica free?
Planifica is free to download, with no in-app purchases.
Is Alba AI free?
Alba AI is free to download, with in-app purchases available.
Which has better reviews, Planifica or Alba AI?
Planifica and Alba AI are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Planifica or Alba AI have ads?
Alba AI shows ads; Planifica does not.
Which is updated more often, Planifica or Alba AI?
Planifica ships an update every 2 months, and Alba AI weekly. Most recently, Planifica was updated on November 3, 2026 and Alba AI on October 30, 2026.

Other comparisons