EzDebt Book vs Stack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EzDebt Book
Easily track loans and manage debts with reminders and organized contact information. View cash flow, export reports, and secure your financial data with cloud backup and app lock features. Supports multiple currencies and accounts.
- Track loans and debts
- Set payment reminders
- Manage borrowers and lenders
- View cash flow calendar
- Export reports (PDF/Excel)
- Cloud backup and sync
- Multi-currency and multi-account support
- Secure app lock
Read full descriptionHide full description
EzDebt Book is your complete Loan and Debt Manager App, designed to make money management simple and stress-free. Track loans, manage payments, and secure your financial records with powerful tools built for personal and business use. What You Can Do Track Loans & Debts – Add detailed records with receipts or contracts. Set Payment Reminders – Never miss a due date again. Manage Borrowers & Lenders – Keep all contacts and transactions organized. View Cash Flow Calendar – See daily inflows and outflows at a glance. Export Reports – Create reports in PDF or Excel format for sharing. Cloud Backup & Sync – Securely sync with iCloud or Google Drive. Multi-Currency & Multi-Account – Manage finances across multiple accounts. Secure App Lock – Protect your data with PIN or fingerprint access. Dark Mode & Custom Settings – Personalize for better readability and comfort. Who It’s For 1. People managing personal loans or debts 2. Freelancers tracking client payments 3. Small business owners managing multiple accounts 4. Anyone looking for a simple and secure finance app Why Users Love It - Fast and intuitive interface - Safe cloud backup and easy restore - Advanced filters for clean organization - Free to use with optional upgrades Don’t let debt overwhelm you. Download EzDebt Book and experience a smarter, simpler way to stay in control of your finances. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Stack
Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.
- Categorize credit and debt
- Create multiple financial spaces
- Share debt summaries
- Integrated value calculator
- Split expenses easily
- App lock with Face ID/Touch ID
- Apple Watch app for on-the-go management
Read full descriptionHide full description
Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.
Screenshots
Verdict
The clearest difference is ads: Stack at none against EzDebt Book's shown. Stack also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 80%). EzDebt Book's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EzDebt Book sells 4 in-app purchases, starting at $1.99 per month and Stack sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.3 for EzDebt Book against 4.3 for Stack. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews are what separate them: 80% of EzDebt Book's written reviews are positive against 100% of Stack's.
EzDebt Book ships an update monthly, Stack every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | EzDebt Book | Stack |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) | 4.3 (6 ratings) |
| Positive reviews | 80.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 10 — better | 6 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 64 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Lek De Yap | Leon Boettger |
Customer experience
EzDebt Book
Stack
In-app purchases
EzDebt Book
- Monthly Subscription$1.991 Month
- Yearly Subscription$14.991 Year
- Upgrade Premium$5.99
- Lifetime Upgrade$39.99
Stack
- Stack+$0.99
Questions
Is EzDebt Book free?
Is Stack free?
Which has better reviews, EzDebt Book or Stack?
Do EzDebt Book or Stack have ads?
Which is updated more often, EzDebt Book or Stack?
Other comparisons















