Comparison

atb360 vs akart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

atb360

This mobile banking app offers 24/7 access to your finances, allowing for quick registration, biometric login, and remote transaction management. Easily transfer funds, pay bills, manage cards, and access transaction history all from your phone.

Highlights
  • Biometric login (Face ID, fingerprint)
  • Remote banking transactions
  • Card transfers and utility payments
  • Credit payment execution
  • Card management (order, PIN change, limits)
  • Transaction history tracking
  • Add card to Apple Pay
Features
Read full description

atb360 istifadəsi sadə olan mobil tətbiq 24/7 sizin etibarlı və rahatlığınızı təmin edən bank yoldaşınızdır. Aşağıdakı funksiyalar siyahısına nəzər yetirin: • Mobil nömrə və kart məlumatları ilə sürətli qeydiyyatdan keçin • Biometrik giriş üsullarından (Face ID, barmaq izi) istifadə edin • Məsafədən bank əməliyyatlarını icra edin • Bütün əməliyyatları telefonda izləyin • Öz kartlarınız arasında və digər kartlara bir toxunuşla köçürmələr edin • Kommunal ödənişləri icra edin və şablon kimi yaddaşda saxlayın • Kredit ödənişlərini icra edin • atb card sifariş edin • Kart əməliyyatlarının tarixçəsini izləyin • Kartlarınız haqqında məlumat əldə edin • Zəruri hallarda kartın PİN kodunu dəyişdirin • Kart limitlərinə nəzarət və dəyişiklik edin • Müxtəlif balans artırma üsullarından istifadə edin • Kartı bloklayın və blokdan çıxarın • Gizli sözdən istifadə edin • Cashback statistikasını izləyin • Rekvizitlər haqqında məlumat əldə edin • Kartınızı Apple Pay-ə əlavə edin • Profilə şəkil əlavə edin • Fərqli üsullarla (Whatsapp, Messenger, zəng, elektron poçt) bankla əlaqə saxlayın

About

akart

Manage your finances and make payments with a digital debit card. Easily activate, top up, and use for contactless, online, and in-app purchases. Earn cashback and bonuses on your spending.

Highlights
  • Contactless, in-app, and online payments
  • Send money by name or phone number
  • Fast transfers to other bank cards
  • Monthly cashback and gigabyte bonuses
  • Easy activation with biometric verification
  • Add to Apple/Google Wallet
  • Top up with no commission
Features
Read full description

akart is a free debet card. You can activate it wherever you are with just one tap. akart will help you to manage all your financial transactions in a seamless manner: You will make contactless, in-app, online payments just with one akart, You will send money to your friends by name or phone number, avoiding typing 16 digits wrongly, You will send money to other bank cards very fast, You will earn monthly cashback or gigabyte bonuses on payments, without choosing any payment category Get akart wherever you are Activate akart in just a few simple steps: Type your mobile phone number Enter required ID information Pass the biometric verification Choose and repeat the PIN code to enter the application. To save time, allow Face/Touch ID. And all set up! Now it’s time to add your akart to Apple/Google Wallet and start to make contactless payments. Top up your akart with no commission. Open doors to convenient payments, top up your akart first. You can top up your balance either at the app, or at the nearest “eManat” terminals. To manage the process faster, save the other bank card from which you top up your akart. Make convenient payments with akart. Top up either your or any friend’s mobile phone balance, Pay for utility bills. In addition, activate the automated regime to pay on time, Make payments for Internet, TV, Phone, Government, Insurance, Parking, ASAN Services, Education, etc. Transfer money fast with akart It’s possible to transfer money from akart either to another akart by name or phone number, or to other bank cards in a fast manner. To make the process faster, you can save the card for further transfers. Earn monthly bonuses on payments. akart offers monthly cashback and gigabyte bonuses on payments without choosing a category. It’s possible to earn a maximum of 100 AZN cashback or 10 GB of internet based on your choice. Please find cashback bonuses here: 2% at supermarkets, pharmacies, petrol stations, and auto parts stores; 1% on mobile balance top-ups, Azərsu, Azərişıq, Azəristiliktəhcizatt, taxi, restaurants, entertainment, parking, clothes, and other categories. akart also has a partner network. If you want to know where you can earn more cashback by paying with akart, go to the app. For further information, you can check the akart.az website. The customer care center is always here to solve your questions and concerns. * 3443 You can support us in the improvement of the app with your feedback.

Screenshots

atb3604 screens
akart4 screens

Verdict

The call

The clearest difference is review sentiment: atb360 at 100% against akart's 29%. atb360 also leads on rating (4.8 vs 4.5). akart's advantage is ratings volume (52 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

atb360 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: akart has 52 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 100% of atb360's written reviews are positive against 29% of akart's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
atb360 versus akart: the parameters behind the verdict, then further details
Parameteratb360akart
PriceFreeFree
Rating4.8 (5 ratings) — better4.5 (52 ratings)
Positive reviews100.0% of reviews — better28.6% of reviews
Number of ratings552 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size258 MB166 MB
Age rating4+12+
DeveloperAzerTurkBank OJSCAzercell Telecom LLC

Customer experience

atb360

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

akart

All ratings51 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

atb360

No in-app purchases

None

akart

No in-app purchases

Questions

Is atb360 free?
atb360 is free to download, with no in-app purchases.
Is akart free?
akart is free to download, with no in-app purchases.
Which has better reviews, atb360 or akart?
atb360 is rated higher. atb360 averages 4.8 out of 5 from 5 ratings, while akart averages 4.5 from 52 ratings.
Do atb360 or akart have ads?
Neither atb360 nor akart shows ads.
Which is updated more often, atb360 or akart?
atb360 ships an update every 2 weeks, and akart every 2 weeks. Most recently, atb360 was updated on October 24, 2026 and akart on October 24, 2026.

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