Comparison

NZIA Authenticator vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

NZIA Authenticator

Manage NZIA CBDC Security Keys

★ 5.01 ratingsView app →

About

NZIA Authenticator

Features

Read full description

Use NZIA Authenticator to: FEATURES • Manage security keys on the NZIA CBDC platform • Scan QR codes to add security keys • Add keys even when your mobile device is offline • Customize each key with unique name and icons • Protect your keys with Touch ID and Face ID FEEDBACK Send us feedback at team@nzia.io

About

M

Manage your finances by shopping, sending, and receiving money securely. This application offers a streamlined way to handle your financial transactions on the go.

Highlights

Shop with ease
Send money
Receive money
Secure transactions
Financial management

Features

Read full description

Shop, send and receive money with M-Tupe.

Screenshots

NZIA Authenticator4 screens

M3 screens

Verdict

The call

The clearest difference is update cadence: NZIA Authenticator at weekly against M's every 23 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NZIA Authenticator ships an update weekly, M every 23 months. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 8 level

NZIA Authenticator versus M: the parameters behind the verdict, then further details
Parameter	NZIA Authenticator	M
Price	Free	Free
Rating	—	5.0 (1 ratings) — better
Number of ratings	—	1 — better
Update frequency	Weekly — better	Every 23 months
Ads	No	No
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	9.0 — better	10.0
Further details — not scored
Size	28 MB	50 MB
Age rating	4+	4+
Developer	The Central Bank of The Bahamas	Tuvalu Telecommunications Corporation

In-app purchases

None

NZIA Authenticator

No in-app purchases

None

M

No in-app purchases

Questions

Is NZIA Authenticator free?

NZIA Authenticator is free to download, with no in-app purchases.

Is M free?

M is free to download, with no in-app purchases.

Do NZIA Authenticator or M have ads?

Neither NZIA Authenticator nor M shows ads.

Which is updated more often, NZIA Authenticator or M?

NZIA Authenticator ships an update weekly, and M every 23 months. Most recently, NZIA Authenticator was updated on October 6, 2026 and M on October 17, 2026.