Comparison

INC.C Payments vs UnLock

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

INC.C Payments

Features
Read full description

Empower your business by giving your customers and/or staff a prepaid card. INC.C Mastercard can be spent everywhere Mastercard is accepted. Download the INC.C App to activate your card, track spending, lock cards or cancel them. Load your card to your virtual wallet for convenient spending at your fingertips.

About

UnLock

Features
Read full description

UnLock. Trade on your own terms. Doing business? Buy now, pay later. If you have trade accounts with suppliers, they usually come with strings attached: β€’ paying on their terms β€’ being β€˜locked-in’ with these suppliers β€’ paying invoices from multiple suppliers is an admin headache. With UnLock you can: * Pay when you want to – say goodbye to β€˜payable within 30 days’. You decide your own payment terms. * Choose from a huge range of suppliers – buy in-store or online from any supplier that accepts Mastercard. It’s like having a trade account with everyone. * One payment pays all your bills – when using the UnLock Mastercard, pay all your suppliers with just one monthly payment; quick and easy. * Everything in one account - no matter how many of your staff are buying things, you pay for all the purchases from one account; managing your books is easy. * Pay only for what you use - no monthly fees, no application fees, no annual fees. You only pay a transaction fee if you make a transaction.

Screenshots

INC.C Payments3 screens
UnLock2 screens

Verdict

The call

The clearest difference is iOS requirement: INC.C Payments at 13.0 against UnLock's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

INC.C Payments ships an update every 6 months, UnLock every 11 months. The most recent releases landed on October 8, 2026 and October 20, 2026 respectively.

Scorecard1 real difference Β· 5 level
INC.C Payments versus UnLock: the parameters behind the verdict, then further details
ParameterINC.C PaymentsUnLock
PriceFreeFree
Update frequencyEvery 6 months β€” betterEvery 11 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size55 MB54 MB
Age rating4+4+
DeveloperIN.C.C Payments Pty LtdMarketlend Pty Ltd

In-app purchases

None

INC.C Payments

No in-app purchases

None

UnLock

No in-app purchases

Questions

Is INC.C Payments free?
INC.C Payments is free to download, with no in-app purchases.
Is UnLock free?
UnLock is free to download, with no in-app purchases.
Do INC.C Payments or UnLock have ads?
Neither INC.C Payments nor UnLock shows ads.
Which is updated more often, INC.C Payments or UnLock?
INC.C Payments ships an update every 6 months, and UnLock every 11 months. Most recently, INC.C Payments was updated on October 8, 2026 and UnLock on October 20, 2026.

Other comparisons