Comparison

Simple.mn vs NetPay by Netcapital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple.mn

This finance app features a redesigned user interface for easier navigation and efficient time and energy management. It aims to simplify financial tracking and operations for users.

Highlights
  • Redesigned UI
  • Time saving
  • Energy saving
  • Financial tracking
  • Simplified operations
Read full description

Апп шинэчлэгдэж Simple 3.0 болсон шүү. Хэрэглэхэд илүү хялбар UI дизайнаар цаг, энергийг тань хэмнэх зорилгоор энэхүү хувилбараа бүтээлээ.

About

NetPay by Netcapital

This mobile service allows users to register, view loan accounts, and track repayment history. It facilitates fee-free loan payments directly through the app via QPay or any bank app. Users can also find branch locations and update their personal information.

Highlights
  • Self-registration via mobile app
  • View loan account list
  • Track loan repayment history
  • Fee-free loan payments via QPay/bank apps
  • Find branch locations
  • Update personal information
Features
Read full description

Үндсэн боломж - Гар утасны аппликейшн ашиглан харилцагч өөрөө өөрийгөө бүртгүүлнэ. Зээл авахаасаа өмнө апп-аар бүртгүүлэн салбар дээр өнгөрүүлэх цаг хугацааг хэмнэнэ. - Зээлийн дансны жагсаалт харах. Одоо байгаа идэвхтэй харилцагчид зээлийн дансаа харах. - Зээлийн эргэн төлөлтийн мэдээллээ харах. Өмнө нь төлж байсан үнийн дүн, хугацаагаа харах. - Зээлээ QPay болон аль ч банкны апп-аар дамжуулан шууд Netapp-аасаа шимтгэлгүй төлөх. Нэмэлт боломжууд - Салбарын байршил харах - Өөрийн мэдээлэл шинэчлэх

Screenshots

Simple.mn4 screens
NetPay by Netcapital4 screens

Verdict

The call

The clearest difference is rating: Simple.mn at 4.1 against NetPay by Netcapital's 3.6. Simple.mn also leads on update cadence (weekly vs every 2 weeks) and ratings volume (42 vs 11). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Simple.mn holds the better App Store score, 4.1 against 3.6. Both are backed by a comparable volume of ratings — 42 and 11 respectively. Written reviews complicate that: 30% of Simple.mn's written reviews are positive against 33% of NetPay by Netcapital's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Simple.mn ships an update weekly, NetPay by Netcapital every 2 weeks. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
Simple.mn versus NetPay by Netcapital: the parameters behind the verdict, then further details
ParameterSimple.mnNetPay by Netcapital
PriceFreeFree
Rating4.1 (42 ratings) — better3.6 (11 ratings)
Positive reviews30.0% of reviews33.3% of reviews — better
Number of ratings42 — better11
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.5
Further details — not scored
Size148 MB112 MB
Age rating4+4+
DeveloperAshid Capital LLCNetcapital Financial Corporation NBFI LLC

Customer experience

Simple.mn

All ratings42 ratings
Positive76.2%
Neutral2.4%
Negative21.4%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

NetPay by Netcapital

All ratings11 ratings
Positive63.6%
Neutral0.0%
Negative36.4%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Simple.mn

No in-app purchases

None

NetPay by Netcapital

No in-app purchases

Questions

Is Simple.mn free?
Simple.mn is free to download, with no in-app purchases.
Is NetPay by Netcapital free?
NetPay by Netcapital is free to download, with no in-app purchases.
Which has better reviews, Simple.mn or NetPay by Netcapital?
Simple.mn is rated higher. Simple.mn averages 4.1 out of 5 from 42 ratings, while NetPay by Netcapital averages 3.6 from 11 ratings.
Do Simple.mn or NetPay by Netcapital have ads?
Neither Simple.mn nor NetPay by Netcapital shows ads.
Which is updated more often, Simple.mn or NetPay by Netcapital?
Simple.mn ships an update weekly, and NetPay by Netcapital every 2 weeks. Most recently, Simple.mn was updated on October 29, 2026 and NetPay by Netcapital on October 29, 2026.

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