Comparison

excelsecu authenticator vs OntaPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

excelsecu authenticator

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Features - Supports OATH HOTP, OATH TOTP - Stronger hardware-based authentication - Easy and quick setting - Credentials stored inside the FIDO2 security key and cannot be extracted - Rotatable casing design protects the USB - Secure your work and personal accounts How to use it - Adding accounts: Scan the QR codes generated from the services you wish to protect - Signing in: when a one time password is needed, just tap your FIDO2 security key to the NFC-enabled phone to get your OTP code Permission needed Camera: Needed to add accounts using QR codes

About

OntaPay

Features
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OntaPay is a secure, privacy-first crypto wallet designed for seamless payments in the real world. Whether you're shopping in-store or topping up digital assets, OntaPay makes transactions in stablecoin fast, intuitive, and chain-native. Key Features: - Pay Anywhere Use OntaPay to pay at participating merchants via QR code or NFC. Support dynamic POS orders and real-time confirmations. - Compliant Payment Operations Supports KYC, KYB and transaction monitoring to meet global regulatory needs while staying true to decentralization. - No Private Keys, No Custodians, Fully Decentralized Built on decentralized threshold signature contracts โ€” your wallet is secure without ever exposing a private key to making transactions. - Passkey & Privacy Log in with W3C-standard Passkeys. Biometric data stays on-device to ensure maximum privacy. - Simple UI for Daily Use Clean, user-friendly interface designed for quick payments and smooth onboarding. OntaPay brings stablecoin payments to the real world โ€” secure, instant, and easy to use. Download now and experience the next-generation of crypto payments.

Screenshots

excelsecu authenticator4 screens
OntaPay4 screens

Verdict

The call

The clearest difference is update cadence: OntaPay at fortnightly against excelsecu authenticator's every 26 months. excelsecu authenticator's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

excelsecu authenticator ships an update every 26 months, OntaPay fortnightly. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.

Scorecard2 real differences ยท 4 level
excelsecu authenticator versus OntaPay: the parameters behind the verdict, then further details
Parameterexcelsecu authenticatorOntaPay
PriceFreeFree
Update frequencyEvery 26 monthsFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS13.0 โ€” better15.6
Further details โ€” not scored
Size1 MB57 MB
Age rating4+4+
DeveloperShenzhen Excelsecu Data Technology Co.,ltd.Uniweb Pte. Ltd.

In-app purchases

None

excelsecu authenticator

No in-app purchases

None

OntaPay

No in-app purchases

Questions

Is excelsecu authenticator free?
excelsecu authenticator is free to download, with no in-app purchases.
Is OntaPay free?
OntaPay is free to download, with no in-app purchases.
Do excelsecu authenticator or OntaPay have ads?
Neither excelsecu authenticator nor OntaPay shows ads.
Which is updated more often, excelsecu authenticator or OntaPay?
excelsecu authenticator ships an update every 26 months, and OntaPay fortnightly. Most recently, excelsecu authenticator was updated on September 8, 2026 and OntaPay on September 9, 2026.

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