Beancount vs Xledger 2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Beancount
This app helps you manage your finances by recording transactions in text files. It then generates financial statements like income statements and balance sheets to provide insights into your financial health.
- Record financial transactions
- Generate income statements
- Create balance sheets
- Visualize financial data
- Improve financial life
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Your ledger is a plain-text file. You own it for good. Beancount brings serious double-entry bookkeeping to your phone without locking your financial history inside a proprietary database. Record a purchase in seconds, inspect the underlying Beancount file, and keep a Git history of every change. FINANCIAL CLARITY • See net worth, assets, liabilities, income, and expenses • Compare spending across months, quarters, and years • Explore cash flow, profit trends, budgets, merchants, and account reports YOUR BOOKS, YOUR FORMAT • Keep real Beancount-syntax text files • Browse commits, authors, and line-by-line changes • Edit the ledger source directly and take your files with you BUILT FOR REAL BOOKS • Full double-entry transactions, splits, transfers, and reimbursements • Multiple ledgers, currencies, investments, crypto, and property • Receipt capture, payee and account suggestions, search, and filters Beancount is free, with no ads and no in-app purchases.
Xledger 2
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The Xledger mobile app puts the ERP in your pocket. Employees and managers get secure, on-the-go access to the tools they use every day, and get notified when something needs their attention. - Log work hours, track projects, and submit timesheets directly from your phone. Request time off and check your vacation balance at a glance. - Simplify your expense reporting. Snap photos of receipts and upload them directly to your expenses without ever touching a desktop. - Keep track of your compensation on the go. View and securely download your latest pay stubs anytime, anywhere. - Handle approvals like absence requests and unpaid bills. - Get notifications when something needs your attention, like absence approvals from your colleagues. - Access various reports, like bank balances (role dependent) or employee lists. Sign in with Xledger credentials. After the initial log in, sign in quicker next time with Face ID or Touch ID. Seamlessly switch between multiple accounts and roles. Note: Xledger Mobile only works if your organization is already up and running with the Xledger platform.
Screenshots
Verdict
The clearest difference is update cadence: Beancount at every 2 weeks against Xledger 2's every 3 months. Beancount also leads on iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Beancount ships an update every 2 weeks, Xledger 2 every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Beancount | Xledger 2 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (9 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 51 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | Stargately, Inc. | Xledger Inc |
In-app purchases
Beancount
No in-app purchases
Xledger 2
No in-app purchases









