QonaPay vs One Zone jo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QonaPay
Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.
- Mobile Money transfers
- External and Internal Funds Transfer
- Account balance and statement download
- Airtime and Utility Bill payments
- Loan application and repayment
- Manage Standing Orders
- Guarantor Management
Read full descriptionHide full description
Anywhere anytime banking with SafCIRI App from Safaricom Sacco Limited With SafCIRI App you can access Sacco services (BOSA and FOSA) from your ios device, providing you with unlimited access to all the services virtually. There is much more you can do with the SafCIRI App. Features of SafCIRI Mobile Money – Send Money from your FOSA (Salary Savings Account) to MPESA, Airtel Money, T-kash. External Funds Transfer – Send Money from your FOSA (Salary Savings Account) to any of the IPSL listed banks. Internal Funds Transfer – Transfer Money to any of your Sacco or other members Sacco Account. Account Balance –Check balances on any of your Sacco accounts and download statements for each for s defined date range period. Airtime Purchase – Buy Safaricom, Airtel or Telkom airtime at your convenience. Utility Bills – Conveniently pay for utility bills to DSTV, GoTV, Kenya Power (Post-paid and Prepaid), Zuku Triple Play, Zuku Satellite, Zuku Phone, Nairobi Water and Starttimes. Loan Application – Apply for instant mobile loans Loan Repayments – Pay any of your Loans from FOSA or MPESA directly from the App Manage Standing Orders – Initiate and stop standing orders at your convenience Guarantor Management – Approve Guarantor ship requests conveniently from your SafCIRI App. There is far much more you can do with the SafCIRI App than you think. Safaricom Sacco, Empowering You!
One Zone jo
Read full descriptionHide full description
يسمح لك تطبيق ون زون الاردن بان تستعرض وتشتري بخصومات كبيرة وعروض يومية وباسعار تفضيلية (جمله ومفرق) في الاردن ضمن مجموعة كبيرة من المنتجات المتخصصة في جميع مجالات البناء مثل مواد البناء ، الادوات الصحية ، اطقم الحمامات والبطاريات ، الادوات الكهربائية ، الادوات الصحية ، الدهانات ، مواد العزل ، ولوازم الحدادين والنجارين
Screenshots
Verdict
QonaPay and One Zone jo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | QonaPay | One Zone jo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (13 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 13 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 82 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Safaricom Sacco | Email Solutions Co |
In-app purchases
QonaPay
No in-app purchases
One Zone jo
No in-app purchases



