Comparison

QonaPay vs One Zone jo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QonaPay

Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.

Highlights
  • Mobile Money transfers
  • External and Internal Funds Transfer
  • Account balance and statement download
  • Airtime and Utility Bill payments
  • Loan application and repayment
  • Manage Standing Orders
  • Guarantor Management
Read full description

Anywhere anytime banking with SafCIRI App from Safaricom Sacco Limited With SafCIRI App you can access Sacco services (BOSA and FOSA) from your ios device, providing you with unlimited access to all the services virtually. There is much more you can do with the SafCIRI App. Features of SafCIRI Mobile Money – Send Money from your FOSA (Salary Savings Account) to MPESA, Airtel Money, T-kash. External Funds Transfer – Send Money from your FOSA (Salary Savings Account) to any of the IPSL listed banks. Internal Funds Transfer – Transfer Money to any of your Sacco or other members Sacco Account. Account Balance –Check balances on any of your Sacco accounts and download statements for each for s defined date range period. Airtime Purchase – Buy Safaricom, Airtel or Telkom airtime at your convenience. Utility Bills – Conveniently pay for utility bills to DSTV, GoTV, Kenya Power (Post-paid and Prepaid), Zuku Triple Play, Zuku Satellite, Zuku Phone, Nairobi Water and Starttimes. Loan Application – Apply for instant mobile loans Loan Repayments – Pay any of your Loans from FOSA or MPESA directly from the App Manage Standing Orders – Initiate and stop standing orders at your convenience Guarantor Management – Approve Guarantor ship requests conveniently from your SafCIRI App. There is far much more you can do with the SafCIRI App than you think. Safaricom Sacco, Empowering You!

About

One Zone jo

Features
Read full description

يسمح لك تطبيق ون زون الاردن بان تستعرض وتشتري بخصومات كبيرة وعروض يومية وباسعار تفضيلية (جمله ومفرق) في الاردن ضمن مجموعة كبيرة من المنتجات المتخصصة في جميع مجالات البناء مثل مواد البناء ، الادوات الصحية ، اطقم الحمامات والبطاريات ، الادوات الكهربائية ، الادوات الصحية ، الدهانات ، مواد العزل ، ولوازم الحدادين والنجارين

Screenshots

QonaPay4 screens
One Zone jo4 screens

Verdict

The call

QonaPay and One Zone jo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

ScorecardNo meaningful differences
QonaPay versus One Zone jo: the parameters behind the verdict, then further details
ParameterQonaPayOne Zone jo
PriceFreeFree
Rating3.2 (13 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings13 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.012.0
Further details — not scored
Size82 MB32 MB
Age rating4+17+
DeveloperSafaricom SaccoEmail Solutions Co

In-app purchases

None

QonaPay

No in-app purchases

None

One Zone jo

No in-app purchases

Questions

Is QonaPay free?
QonaPay is free to download, with no in-app purchases.
Is One Zone jo free?
One Zone jo is free to download, with no in-app purchases.
Do QonaPay or One Zone jo have ads?
Neither QonaPay nor One Zone jo shows ads.
Which is updated more often, QonaPay or One Zone jo?
QonaPay ships an update every 2 months, and One Zone jo every 2 months. Most recently, QonaPay was updated on October 24, 2026 and One Zone jo on October 29, 2026.

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