QonaPay vs Tende Pay

Anywhere anytime banking with SafCIRI App from Safaricom Sacco Limited With SafCIRI App you can access Sacco services (BOSA and FOSA) from your ios device, providing you with unlimited access to all the services virtually. There is much more you can do with the SafCIRI App. Features of SafCIRI Mobile Money – Send Money from your FOSA (Salary Savings Account) to MPESA, Airtel Money, T-kash. External Funds Transfer – Send Money from your FOSA (Salary Savings Account) to any of the IPSL listed banks. Internal Funds Transfer – Transfer Money to any of your Sacco or other members Sacco Account. Account Balance –Check balances on any of your Sacco accounts and download statements for each for s defined date range period. Airtime Purchase – Buy Safaricom, Airtel or Telkom airtime at your convenience. Utility Bills – Conveniently pay for utility bills to DSTV, GoTV, Kenya Power (Post-paid and Prepaid), Zuku Triple Play, Zuku Satellite, Zuku Phone, Nairobi Water and Starttimes. Loan Application – Apply for instant mobile loans Loan Repayments – Pay any of your Loans from FOSA or MPESA directly from the App Manage Standing Orders – Initiate and stop standing orders at your convenience Guarantor Management – Approve Guarantor ship requests conveniently from your SafCIRI App. There is far much more you can do with the SafCIRI App than you think. Safaricom Sacco, Empowering You!

Tende is a business operations & payments app that puts you in control of your business. It gives a 360 degree view of your business while being truly affordable. Our services: 360° Consolidated View - Gives you an all-round view of your sales, expenses and cash flows - Deliver more personalized payment experiences - Understand customers and their behaviors - Shows you all your expenses and cash flows - View balances and statements of all your paybills, tills, bank accounts and wallets Realtime Visibility of Payments - View all M-PESA, VOOMA, Equitel and Bank payments in realtime - Generate payment reports on the go - View of all transaction references of payments made - Instant receipts of all payments made Invoicing and Receipting - Automatically generate and send invoices to your customers - Create seamless payment experiences for your customers through payment links - Minimized creation and entry errors on both sides - Reduced operational costs per invoice on both sender and receiver side Make Payments on the go - Send to M-PESA and Bank - Buy Airtime, PayBill & Buy Goods - Utility Payments - Bulk payments & Bulk Airtime - Pay salaries, pay suppliers, pay casuals on the go - Approvals on the go - Set restricted passwords - Approve payments while on the move - Set up users with different approval levels - Gives users different permissions in the system - Creation of different transaction limits for different users Safe and Secure - Your Tende Account is protected by a secret PIN - Your Tende Account is protected by a secret PIN - Multiple approval levels for payments - Transaction limits for different roles - Different user roles on dashboard