Comparison

QonaPay vs SIC Prime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QonaPay

Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.

Highlights
  • Mobile Money transfers
  • External and Internal Funds Transfer
  • Account balance and statement download
  • Airtime and Utility Bill payments
  • Loan application and repayment
  • Manage Standing Orders
  • Guarantor Management
Read full description

Anywhere anytime banking with SafCIRI App from Safaricom Sacco Limited With SafCIRI App you can access Sacco services (BOSA and FOSA) from your ios device, providing you with unlimited access to all the services virtually. There is much more you can do with the SafCIRI App. Features of SafCIRI Mobile Money – Send Money from your FOSA (Salary Savings Account) to MPESA, Airtel Money, T-kash. External Funds Transfer – Send Money from your FOSA (Salary Savings Account) to any of the IPSL listed banks. Internal Funds Transfer – Transfer Money to any of your Sacco or other members Sacco Account. Account Balance –Check balances on any of your Sacco accounts and download statements for each for s defined date range period. Airtime Purchase – Buy Safaricom, Airtel or Telkom airtime at your convenience. Utility Bills – Conveniently pay for utility bills to DSTV, GoTV, Kenya Power (Post-paid and Prepaid), Zuku Triple Play, Zuku Satellite, Zuku Phone, Nairobi Water and Starttimes. Loan Application – Apply for instant mobile loans Loan Repayments – Pay any of your Loans from FOSA or MPESA directly from the App Manage Standing Orders – Initiate and stop standing orders at your convenience Guarantor Management – Approve Guarantor ship requests conveniently from your SafCIRI App. There is far much more you can do with the SafCIRI App than you think. Safaricom Sacco, Empowering You!

About

SIC Prime

Features
Read full description

Welcome to SIC PRIME, your one-stop market place that connects sellers with buyers and renters - catering to all your real estate and property needs. This app is for sellers looking to list or manage their properties on SIC PRIME.

Screenshots

QonaPay4 screens
SIC Prime4 screens

Verdict

The call

The clearest difference is iOS requirement: QonaPay at 12.0 against SIC Prime's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

QonaPay ships an update every 2 months, SIC Prime monthly. The most recent releases landed on September 20, 2026 and September 9, 2026 respectively.

Scorecard1 real difference · 9 level
QonaPay versus SIC Prime: the parameters behind the verdict, then further details
ParameterQonaPaySIC Prime
PriceFreeFree
Rating4.1 (9 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings9 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size82 MB43 MB
Age rating4+4+
DeveloperSafaricom SaccoExcelle Insights Limited

In-app purchases

None

QonaPay

No in-app purchases

None

SIC Prime

No in-app purchases

Questions

Is QonaPay free?
QonaPay is free to download, with no in-app purchases.
Is SIC Prime free?
SIC Prime is free to download, with no in-app purchases.
Do QonaPay or SIC Prime have ads?
Neither QonaPay nor SIC Prime shows ads.
Which is updated more often, QonaPay or SIC Prime?
QonaPay ships an update every 2 months, and SIC Prime monthly. Most recently, QonaPay was updated on September 20, 2026 and SIC Prime on September 9, 2026.

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