QonaPay vs Response24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QonaPay
Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.
- Mobile Money transfers
- External and Internal Funds Transfer
- Account balance and statement download
- Airtime and Utility Bill payments
- Loan application and repayment
- Manage Standing Orders
- Guarantor Management
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Anywhere anytime banking with SafCIRI App from Safaricom Sacco Limited With SafCIRI App you can access Sacco services (BOSA and FOSA) from your ios device, providing you with unlimited access to all the services virtually. There is much more you can do with the SafCIRI App. Features of SafCIRI Mobile Money – Send Money from your FOSA (Salary Savings Account) to MPESA, Airtel Money, T-kash. External Funds Transfer – Send Money from your FOSA (Salary Savings Account) to any of the IPSL listed banks. Internal Funds Transfer – Transfer Money to any of your Sacco or other members Sacco Account. Account Balance –Check balances on any of your Sacco accounts and download statements for each for s defined date range period. Airtime Purchase – Buy Safaricom, Airtel or Telkom airtime at your convenience. Utility Bills – Conveniently pay for utility bills to DSTV, GoTV, Kenya Power (Post-paid and Prepaid), Zuku Triple Play, Zuku Satellite, Zuku Phone, Nairobi Water and Starttimes. Loan Application – Apply for instant mobile loans Loan Repayments – Pay any of your Loans from FOSA or MPESA directly from the App Manage Standing Orders – Initiate and stop standing orders at your convenience Guarantor Management – Approve Guarantor ship requests conveniently from your SafCIRI App. There is far much more you can do with the SafCIRI App than you think. Safaricom Sacco, Empowering You!
Response24
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When something happens, seconds matter. Response24 Pulse puts your organisation's duty of care and travel management in the hands of the people who need it. Raise an emergency alert in one tap, tell your team you are safe, talk directly to the operations desk, and see where you are on a live map. Built for organisations that move people through risk: field teams, travelling staff, lone workers, and the operations centres that look after them. WHAT YOU CAN DO SOS in one tap Send an emergency alert to your operations team with your location attached. No menus, no searching for a number. Five seconds to cancel A short countdown before the alert goes out, so a mistaken tap costs you nothing. Let it run and your incident is raised with your position. Check in safely Tell your team you are safe or that you need help, with your location attached and a note to operations if you want to add one. See where you are Your position and zone on a live map, so you and your operations desk are looking at the same picture. Talk to your team Voice, video and messages with your operations desk, tied to the alert or incident you are dealing with. Track every incident Every alert you raise, with its location, status and history in one place. HOW ACCESS WORKS Response24 is used by organisations, not individuals. Your employer or security provider issues your account, sets what you can see, and connects you to the operations team that responds to you. You will need those sign-in details before you can use the app. PERMISSIONS Location is used to attach your position to alerts, check-ins and incidents, and to show where you are on the map. Notifications are used to reach you when your operations team sends an alert, a message, or a check-in request. Response24 is provided by your organisation for the people they protect.
Screenshots
Verdict
The clearest difference is update cadence: Response24 at every 5 days against QonaPay's every 2 months. QonaPay's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QonaPay ships an update every 2 months, Response24 every 5 days. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.
| Parameter | QonaPay | Response24 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (9 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 82 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Safaricom Sacco | 911 Rapid Response |
In-app purchases
QonaPay
No in-app purchases
Response24
No in-app purchases





