Comparison

CloudPay vs Steward Companion

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CloudPay

Manage your pay and financial wellbeing with this app. Access payslips, view documents, and get early access to earned wages. It also offers financial education and budgeting tools.

Highlights
  • View payslips and HR documents
  • Access earned wages early
  • Financial education and budgeting tools
  • 24/7 chatbot support
  • Company announcements
  • Global coverage
Features
Read full description

CloudPay – The Global Pay Experience App Take control of your pay with CloudPay — the global high-performance pay experience app for employees. Whether you’re checking your payslip, accessing earned wages early, or seeking to improve your financial wellbeing, CloudPay app empowers you to manage your money confidently, anytime, anywhere. A Seamless Pay Experience – Defined by Your Employer Your CloudPay experience is designed by your employer to suit your organization’s pay and benefits approach. The app brings together a range of powerful services—from payslips to wellbeing tools—available through one intuitive web and mobile platform. Depending on your employer’s setup, you may have access to: • Payslips & Documents – View payslips, P60s, and HR documents anytime • Pay On Demand – Access earned wages instantly when you need them • Wellbeing Hub – Financial education, budgeting tools, and wellbeing resources • 24/7 Chatbot Support – Get instant help through in-app assistance • Company Announcements – Stay updated with payroll and HR communications • Global Coverage – Available to employees in organizations powered by CloudPay’s payroll services Why Employees Love It • Greater transparency and control over pay • Less financial stress and faster support • Flexible, modern, and easy-to-use app experience Why Employers Trust It • Fewer payroll queries (up to 50% reduction) • Enhanced engagement and retention • A future-ready pay experience for a global workforce CloudPay transforms getting paid from a monthly process into a continuous, empowering experience. Download today and experience the future of pay. https://www.cloudpay.com/service/cloudpay-app/

About

Steward Companion

Features
Read full description

Steward is the iOS companion to your self-hosted Steward server. You need a running Steward instance to use this app — if you don't have one, contact us at https://fi.paired.net/support. Curious anyway? Tap "Try the demo" on the first screen to explore the full app with synthetic data — no signup, no server needed. ASK CLAUDE — YOUR PORTFOLIO, ANSWERED New in 2.0. Ask questions about your book in plain language and get a straight answer from your own data: "how concentrated am I in tech?", "what's my cost basis on this position?", "which holdings are financing my lombard line?". The assistant reads every holding, custodian and asset class your server tracks, folds in live market data, and answers in a few sentences — not a generic chatbot with no idea what you own. Tap the assistant button on any position to start a chat already focused on that holding, ask it to remember something, or ask it to watch for an earnings release and tell you once the numbers are actually out. Answers keep running on your server if you leave the app, and arrive as a notification. Conversations are encrypted at rest in your own database. WHAT YOUR SERVER TRACKS — AND THIS APP SHOWS • Stocks, ETFs and mutual funds, priced daily • Bonds, CDBs and treasuries with maturity tracking and coupon math • Alternatives: PE funds (with NAV detail), hedge funds, real estate, private holdings • Structured notes and options with per-position premium breakdowns • Multi-currency cash and credit-card balances • Recurring bills and expected income with overdue and arrears alerts • Income actuals and forecast by source — rent, dividends, interest, distributions • Private loan book, and a 183-day residency tracker with travel log ALL-NATIVE SCREENS Dashboard, Investments, Activity, Insights, Income, Recurring, Loans and Residency are fully native — fast, smooth, designed for one-handed use in a focused dark interface. Global search finds any position, transaction or document from anywhere in the app. CHARTS AND BANK FILTERS Portfolio value over time against the S&P 500, NASDAQ, MSCI World or any of 18 benchmark tickers, rebased to 100 so you see relative performance. Region and asset-class allocation at a glance. Per-custodian breakdowns with YTD on each slice, filterable across Insights. DOCUMENT VAULT Your server's document vault, in your pocket: view statements and files, upload from your phone, share to other apps. DAILY BRIEFING & MONTHLY REPORT Once a day your server pushes a snapshot of portfolio movement and what's overdue — tap it to read the full briefing in the app. The monthly portfolio report covers month performance, allocation, custodian split and winners & losers, readable in-app and emailed as a password-protected PDF. CONNECTING Onboarding is QR-based: scan the code on your web app's Connect page. Your server URL and token live in the iOS Keychain. Face ID / Touch ID unlock is optional. WHO IT'S FOR Individuals running their own Steward instance because they want their financial data on their own infrastructure rather than in a third-party SaaS. Family offices, advisors with a handful of clients, anyone managing portfolios across multiple banks. Not for anyone without a Steward server — there is no sign-up flow in the app, the server is provisioned separately. PRIVACY Nothing in this app sends financial data to Paired Minds. On your server, the most sensitive data — assistant conversations, vault documents, bank connection tokens and 2FA secrets — is AES-256 encrypted at rest inside your own database. The app collects only your email, the device's push token and crash diagnostics. See https://fi.paired.net/privacy for the full breakdown. SUPPORT In-app: Settings → Report a problem. Web: https://fi.paired.net/support — we reply within one business day. Built by Paired Minds. More at https://fi.paired.net

Screenshots

CloudPay4 screens
Steward Companion4 screens

Verdict

The call

The clearest difference is in-app purchases: CloudPay at none against Steward Companion's 6. Steward Companion's advantage is update cadence (every 2 weeks vs every 5 weeks) and device support (4 vs 2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Steward Companion sells 6 one-off in-app purchases. CloudPay asks for nothing beyond the download.

UpkeepUpdate frequency

CloudPay ships an update every 5 weeks, Steward Companion every 2 weeks. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 4 level
CloudPay versus Steward Companion: the parameters behind the verdict, then further details
ParameterCloudPaySteward Companion
PriceFreeFree
Positive reviews50.0% of reviews—
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS18.015.1 — better
Further details — not scored
Size68 MB24 MB
Age rating17++4
DeveloperWezaamPaired Minds Services FZCO

In-app purchases

None

CloudPay

No in-app purchases

6 purchases

Steward Companion

One-time6
  • Steward one week$9.99
  • 31-day access$29.99
  • 90-day access$129.99
Show 3 more
  • 180-day access$249.99
  • 365-day access$449.99
  • 730-day access$849.99

Questions

Is CloudPay free?
CloudPay is free to download, with no in-app purchases.
Is Steward Companion free?
Steward Companion is free to download, with in-app purchases available.
Do CloudPay or Steward Companion have ads?
Neither CloudPay nor Steward Companion shows ads.
Which is updated more often, CloudPay or Steward Companion?
CloudPay ships an update every 5 weeks, and Steward Companion every 2 weeks. Most recently, CloudPay was updated on October 21, 2026 and Steward Companion on October 25, 2026.

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