Comparison

Joola App vs Fundz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Joola App

This app helps you save money for personal or group goals, like trips or debt payoff. It allows you to set targets, automate contributions, and track progress with friends or solo. The platform aims to make saving easy and stress-free.

Highlights
  • Set savings goals
  • Save solo or with friends
  • Automate contributions
  • Track progress
  • Unlock funds upon goal completion
  • Save for various life events
Features
Read full description

You keep saying you'll book the trip. The money just never seems to be there. Joola changes that. Set a savings goal, automate your contributions, and watch the money build without thinking about it. When the goal is hit, the trip is funded. You book it. You go. No credit card bill waiting when you land home. SAVE ON YOUR OWN Pick your destination and set your goal. Joola pulls your contribution on schedule: biweekly, or monthly. You decide the pace. The money stays locked until you hit your goal. When you do, it's yours. All of it. SAVE WITH YOUR CREW - Group trips fall apart because the money never gets sorted. - Invite your friends. - Everyone sets the same contribution schedule. Joola handles the rest automatically. No chasing payments, no one person fronting costs, no awkward follow-ups. Everyone shows up funded. That's the whole idea. GETTING STARTED IS EASY - Create your free account - Name your goal and set your target - Choose your contribution schedule - Joola saves automatically from there The trip has been in the group chat long enough. Start your goal at joola.app!

About

Fundz

Easily manage your money and conduct digital transactions for everyday activities. Send and request funds, create shared monetary funds for events, and securely withdraw your balance to your bank account.

Highlights
  • Send and request money
  • Create shared funds for events
  • Track transactions
  • Withdraw funds to bank account
  • Link multiple cards and bank accounts
  • Receive transaction notifications
Read full description

The Fundz app allows you to manage your funds in a contacless manner and conduct digital transactions for numerous activities in your day-to-day life. Check out all the great features available that we are sure you'll love... SEND AND REQUEST MONEY • Create an account with an email address, bank account, or credit/debit card and start using the Fundz app. • Use your QR code to send or request money right away with Fundz. • Search by email address to find the person you’re looking for. • Fundz keeps track of all your incoming, outgoing, and pending transactions. SHARED FUNDZ • Create a monetary fund for dinners with friends, fundraisers, or any other event. • Invite friends, family, or colleagues to participate in your fund by easily and securely sending money within the app. • Contribute to funds you have been invited to with just a few taps. • Track the progress and see contributions to your funds until you’ve reached your goal. • Use the fund QR code to invite others in. CASH OUT • You can withdraw money from your balance to your bank account any time you want. • Link multiple cards and bank accounts to your Fundz app. • You can load digital balances using a credit/debit card or directly from your bank account. NOTIFICATIONS • Receive push notifications so you won't miss any transaction or invitation.

Screenshots

Joola App4 screens
Fundz4 screens

Verdict

The call

The clearest difference is review sentiment: Joola App at 88% against Fundz's 0%. Joola App also leads on rating (4.4 vs 3.8) and update cadence (weekly vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Joola App holds the better App Store score, 4.4 against 3.8. Both are backed by a comparable volume of ratings — 25 and 17 respectively. Written reviews point the same way: 88% of Joola App's written reviews are positive against 0% of Fundz's.

UpkeepUpdate frequency

Joola App ships an update weekly, Fundz every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Joola App versus Fundz: the parameters behind the verdict, then further details
ParameterJoola AppFundz
PriceFreeFree
Rating4.4 (25 ratings) — better3.8 (17 ratings)
Positive reviews88.2% of reviews — better0.0% of reviews
Number of ratings25 — better17
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size53 MB113 MB
Age rating4+4+
DeveloperJOOLA LLCCloud Payments, LLC (Apps)

Customer experience

Joola App

All ratings25 ratings
Positive84.0%
Neutral0.0%
Negative16.0%
Written reviews17 reviews
Positive88.2%
Neutral0.0%
Negative11.8%

Fundz

All ratings16 ratings
Positive68.8%
Neutral0.0%
Negative31.3%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Joola App

No in-app purchases

None

Fundz

No in-app purchases

Questions

Is Joola App free?
Joola App is free to download, with no in-app purchases.
Is Fundz free?
Fundz is free to download, with no in-app purchases.
Which has better reviews, Joola App or Fundz?
Joola App is rated higher. Joola App averages 4.4 out of 5 from 25 ratings, while Fundz averages 3.8 from 17 ratings.
Do Joola App or Fundz have ads?
Neither Joola App nor Fundz shows ads.
Which is updated more often, Joola App or Fundz?
Joola App ships an update weekly, and Fundz every 3 weeks. Most recently, Joola App was updated on October 25, 2026 and Fundz on October 24, 2026.

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