Comparison

TipMe Sub vs PayOnlime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TipMe Sub

This application facilitates money withdrawal from a digital wallet for designated agents. Sub-agents can accept or decline withdrawal requests after the customer verifies the transaction with an OTP. Both sub-agents and super-agents can view incoming withdrawal requests.

Highlights
  • Withdrawal request management
  • OTP verification for withdrawals
  • Accept/decline withdrawal requests
  • View incoming requests
  • Agent role management
Features
Read full description

This app is to be used only by sub-agents who will be created by a super-agent so that the sub-agents can help them to be available for a wide range of people who are willing to withdraw their money deposited in their TipMe wallet. In the withdrawal confirmation process, the OTP will be sent to the customer only and customer will have to share this OTP with agent so that he can carry out the withdrawal. Any sub-agent can accept or decline the withdrawal request as per the conditions. All sub-agents and super agents can see the incoming withdrawal requests.

About

PayOnlime

Features
Read full description

PayOnlime is the cheapest and most secure way to send money to friends and family across the world. Our app features a fast and intuitive interface that allows you to send and receive money in just a few taps. Our app also features a built-in calculator to help you see how much your transfer will cost in real-time. Plus, you can track your transfers and see their status in your account history. We take security seriously, so all your transactions are encrypted and protected with industry-standard security measures. CROSS-BORDER TRANSFER WHETHER you need to send money to a loved one across the globe or just need to pay a bill, our app has you covered. TRANSFER TO MOBILE MONEY, BANK ACCOUNT, CASH COLLECTION Send money from PayOnlime to Mobile Money wallets, Bank Accounts, or for Cash Pick Up worldwide instantly and securely. - Send money to 73+ countries including Guinea, Ghana, Nigeria, South Africa, Sierra Leone, Benin, Senegal, Cameroon, Uganda, Malawi, Mozambique, Rwanda, Tanzania, Morocco, Zimbabwe, Ethiopia, Mali, Ivory Coast, Kenya, UK, India, China, France, UAE, Malaysia, Turkey, Belgium, Cyprus, Austria. - Choose from mobile money options like Orange Money, AfriMoney, MTN MoMo, AirtelTigo, Zeepay, Vodafone Cash, and Alipay. - Send to 50+ trusted banks like UBA, Ecobank, Fidelity Bank, Zenith Bank, Standard Chartered Bank, Access Bank, GT Bank, Wema Bank, Fidelity Bank, Standard Bank UK, Metro Bank UK, Barclays Bank UK, Halifax Bank UK. - Recipients can pick up their money at over 1,000+ cash pick-up locations. MULTI-CURRENCY WALLET Receive payments from friends and family and easily convert them to another currency. RATE CALCULATOR Check rates anywhere and anytime.

Screenshots

TipMe Sub4 screens
PayOnlime4 screens

Verdict

The call

The clearest difference is ads: TipMe Sub at none against PayOnlime's shown. PayOnlime's advantage is update cadence (every 5 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TipMe Sub ships an update every 3 months, PayOnlime every 5 weeks. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 7 level
TipMe Sub versus PayOnlime: the parameters behind the verdict, then further details
ParameterTipMe SubPayOnlime
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better13.0
Further details — not scored
Size25 MB89 MB
Age rating4+4+
DeveloperSustain Staffing LLC.Onlime Limited

In-app purchases

None

TipMe Sub

No in-app purchases

None

PayOnlime

No in-app purchases

Questions

Is TipMe Sub free?
TipMe Sub is free to download, with no in-app purchases.
Is PayOnlime free?
PayOnlime is free to download, with no in-app purchases.
Do TipMe Sub or PayOnlime have ads?
PayOnlime shows ads; TipMe Sub does not.
Which is updated more often, TipMe Sub or PayOnlime?
TipMe Sub ships an update every 3 months, and PayOnlime every 5 weeks. Most recently, TipMe Sub was updated on October 8, 2026 and PayOnlime on September 30, 2026.

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