Comparison

SABANK mToken vs POBAgo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SABANK mToken

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SABANK mToken je aplikacija za generiranje jednokratnih lozinki i verifikaciju platnih transakcija Samoborske banke d.d.

About

POBAgo

Features
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Feel the freedom and simplicity of handling your finances on the go. POBAgo allows you to: - manage personal and business accounts in one app - check the balance, traffic and details of accounts - give payment orders for domestic and foreign payments and internal transfers - pay bills easily using the Scan and pay option - communicate with the Bank through the virtual inbox - buy and sell foreign currencies - activate standing orders - transfer funds from POBArate limit into your transaction account (eCash) - transfer funds from Mastercard limit into your transaction account - check cards traffic and details - request PIN for an existing card - split Mastercard credit card transactions into installments - activate your card - temporarily block and unblock your card, as well as cancel it - activate Aktiviraj sitniΕ‘ (Spare change) - change your card delivery address - change card limits for ATM cash withdrawal, EFTPOS payments and internet payments - login and authorize payments using biometric data (fingerprint or face recognition) - check selected account balance without logging into the application (Quick balance) - download and share pdf receipts and statements - assign nicknames to individual accounts Security measures: You can access the application by entering the PIN known only to you or using biometric data. The application is locked due to inactivity and requires you to log in again. In case of repeated wrong PIN entries, the application is deactivated due to security reasons and needs to be reactivated.

Screenshots

SABANK mToken3 screens
POBAgo4 screens

Verdict

The call

The clearest difference is update cadence: POBAgo at every 3 months against SABANK mToken's every 15 months. SABANK mToken's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SABANK mToken ships an update every 15 months, POBAgo every 3 months. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.

Scorecard2 real differences Β· 4 level
SABANK mToken versus POBAgo: the parameters behind the verdict, then further details
ParameterSABANK mTokenPOBAgo
PriceFreeFree
Update frequencyEvery 15 monthsEvery 3 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 β€” better15.0
Further details β€” not scored
Size4 MB77 MB
Age rating4+4+
DeveloperBanksoft d.o.o.Podravska banka d.d.

In-app purchases

None

SABANK mToken

No in-app purchases

None

POBAgo

No in-app purchases

Questions

Is SABANK mToken free?
SABANK mToken is free to download, with no in-app purchases.
Is POBAgo free?
POBAgo is free to download, with no in-app purchases.
Do SABANK mToken or POBAgo have ads?
Neither SABANK mToken nor POBAgo shows ads.
Which is updated more often, SABANK mToken or POBAgo?
SABANK mToken ships an update every 15 months, and POBAgo every 3 months. Most recently, SABANK mToken was updated on October 3, 2026 and POBAgo on October 11, 2026.

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