hipay vs U
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
hipay
This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.
- Instant payments at 13,000+ Mongolian merchants
- Cross-border payments for tickets and eSIMs
- Access to loans, insurance, and investments
- Mini apps for entertainment and shopping
- Global payment acceptance for merchants
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Хүссэн газраа, Хүссэнээрээ төл 13,000+ мерчантад Хэтэвч, Карт, Зээлийн үйлчилгээг ашиглан төлбөрөө хормын дотор шийдээрэй. Хил давсан ч Хамтдаа Аялалын тасалбар, eSIM-ээ захиалаад, 40+ улсад Alipay+, WeChat-аар төлбөр хүлээн авах газар валют солихгүйгээр, хүссэнээрээ төлөх боломжтой. Санхүүгээ ухаалгаар удирд Зээл авах, даатгал хийлгэх, хөрөнгө оруулах, гадаад руу мөнгө шилжүүлэх гээд санхүүгийн цогц үйлчилгээг Hipay-р шийдээрэй. Уйдах завгүй амьдрал Контент үзэх, тоглоом цэнэглэх, онлайн дэлгүүр хэсэх гээд өдөр тутмын бүх хэрэгцээг хангах Мини апп-ууд таныг хүлээж байна. Дэлхийн төлбөрийг Монголд Hipay мерчантууд 14 улсын 16 цахим хэтэвчнээс Hipay QR ашиглан шууд төлбөр хүлээн авах боломжтой. Pay Anywhere, Any Way Instantly pay at 13,000+ merchants across Mongolia using your Wallet, Cards, or Credit services. Together Across Borders Book tickets and eSIMs, and pay your way at Alipay+ and WeChat accepted merchants in 40+ countries—no currency exchange needed. Smart Financial Management Access comprehensive services like Loans, Insurance, Investments, and International Transfers all in one place. Limitless Lifestyle Explore Mini Apps for all your daily needs—from streaming content and gaming top-ups to online shopping. Accept Global Payments Hipay merchants can seamlessly accept payments from 16 e-wallets across 14 countries via Hipay QR.
U
This app offers a comprehensive platform for shared electric vehicle users. It provides easy access to vehicles, manages orders, and delivers additional services for a seamless travel experience. Enjoy convenient "scan and go" functionality, standardized parking, and safe journeys.
- Scan to unlock vehicles
- Order management
- Value-added services
- Standardized parking
- Safe travel features
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Хуваалцдаг цахилгаан тээврийн хэрэгслийн хэрэглэгчдэд зориулсан ухаалаг аяллын үйлчилгээний платформ бөгөөд тээврийн хэрэгслийг ашиглахад хялбар байдал, захиалгын удирдлага, нэмэлт үйлчилгээ үзүүлснээр “код уншуулаад явах, стандартын дагуу зогсоол хийх, аюулгүй зорчих” нэг цэгийн аяллын туршлагыг бүрдүүлнэ. An intelligent travel service platform for shared electric vehicle users, providing convenient vehicle use, order management, and value-added services to achieve a one-stop travel experience of "scan the code and go, standardized parking, and safe travel"
Screenshots
Verdict
The clearest difference is review sentiment: hipay at 50% against U's 0%. hipay also leads on rating (4.1 vs 3.0) and ratings volume (16 vs 4). U's advantage is update cadence (every 10 days vs every 5 weeks) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
hipay holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 16 and 4 respectively. Written reviews point the same way: 50% of hipay's written reviews are positive against 0% of U's.
hipay ships an update every 5 weeks, U every 10 days. The most recent releases landed on September 14, 2026 and September 9, 2026 respectively.
| Parameter | hipay | U |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (16 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 16 — better | 4 |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 113 MB |
| Age rating | 4+ | 17+ |
| Developer | High Payment Solutions LLC | 江西坤轮智能科技有限公司 |
Customer experience
hipay
U
In-app purchases
hipay
No in-app purchases
U
No in-app purchases
