Comparison

MODO vs miCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MODO

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

Highlights
  • Connect bank accounts and cards
  • QR and contactless payments
  • Discover instant discounts and benefits
  • Recharge services (SUBE, mobile, etc.)
  • Send money to contacts without CBU/alias
  • View all account balances
Read full description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.

About

miCash

Features
Read full description

Con MiCash podés administrar tu dinero de manera fácil y segura, desde un solo lugar. Funciones principales: • Envío y recepción de dinero al instante • Pagos con QR en comercios adheridos • Consulta de préstamos y organización de pagos • Pago de facturas y servicios desde la app • Acceso a promociones y beneficios exclusivos MiCash simplifica tu día y te permite gestionar tus finanzas sin complicaciones.

Screenshots

MODO4 screens
miCash4 screens

Verdict

The call

The clearest difference is ads: miCash at none against MODO's shown. miCash also leads on device support (3 vs 1). MODO's advantage is update cadence (weekly vs every 4 months). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MODO ships an update weekly, miCash every 4 months. The most recent releases landed on October 2, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
MODO versus miCash: the parameters behind the verdict, then further details
ParameterMODOmiCash
PriceFreeFree
Rating4.8 (1.3K ratings) — better—
Positive reviews27.9% of reviews—
Number of ratings1.3K — better—
Update frequencyWeekly — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size200 MB16 MB
Age rating12+4+
DeveloperPlay Digital SAMutual Sarmiento

Bugs and requests

MODO

Reported bugs

3 issues
  • Login and registration failures
  • Inability to transfer funds or make payments
  • Glitches with QR code scanning

Requested features

3 requests
  • Add NFC payment support
  • Improve notification settings
  • Streamline account management and linking

miCash

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MODO

No in-app purchases

None

miCash

No in-app purchases

Questions

Is MODO free?
MODO is free to download, with no in-app purchases.
Is miCash free?
miCash is free to download, with no in-app purchases.
Do MODO or miCash have ads?
MODO shows ads; miCash does not.
Which is updated more often, MODO or miCash?
MODO ships an update weekly, and miCash every 4 months. Most recently, MODO was updated on October 2, 2026 and miCash on September 8, 2026.

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