Topii vs Utransfer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Topii
Easily send money globally using cash at over 80,000 partner stores in the US. Your recipients can receive funds in minutes via cash, bank transfer, or digital wallet, with competitive rates and secure transactions.
- Send money with cash
- Extensive US partner network
- Low fees and fair exchange rates
- Fast and secure transfers
- In-app chat for coordination
- Flexible recipient payout options
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With TOPii, sending money to your people around the world is easier than ever. Just generate a barcode in the app, head to one of over 80,000 partner stores in the United States to pay with cash, and your family will receive it in minutes. Start enjoying all these benefits: Send Money with Cash: Use our huge network of stores to send money with cash, quickly and conveniently. A Huge Network at Your Fingertips: You have over 80,000 locations across the US where you can pay for your transfer. There's always one near you! The Best Rates & Fees: Take advantage of our low fees and a fair exchange rate, so more of your money gets there. Fast & 100% Secure: Your money arrives at its destination in minutes, always protected by the highest security standards. Coordinate Everything in the App: Use the built-in chat to talk with your contacts and arrange the details of the transfer, all without leaving TOPii. They Choose How to Receive It: Your family or friends can get the money as cash, in their bank account, or in their favorite digital wallet, depending on the options in their country. Join the thousands of users who already trust TOPii and discover the easiest, most secure way to send money and stay close to your family and friends, no matter the distance. A new way to manage your money and take care of your loved ones. Download the app and… MAKE A TOPII!
Utransfer
This digital wallet facilitates fast and secure international money transfers. Users can send and receive funds globally, earn rewards on transactions, and redeem points for gift cards. It also features an integrated gaming module for added engagement.
- Send and receive money internationally
- Multiple payment and withdrawal methods
- Earn Upoints on transactions and referrals
- Redeem Upoints for international gift cards
- Integrated gaming module
- High-level security for all operations
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Utransfer es la wallet digital para enviar, recibir y gestionar dinero entre países de forma rápida, segura y con recompensas reales. Diseñada para que mover dinero globalmente sea tan simple como enviar un mensaje. ¿QUÉ PUEDES HACER CON UTRANSFER? • Envía y recibe dinero internacionalmente en minutos • Elige tu método favorito de pago y retiro • Gana Upoints en cada transacción, referido o registro • Canjea tus Upoints por Gift Cards de tiendas internacionales • Accede al módulo de juegos integrado dentro de la app • Tu dinero protegido con seguridad de alto nivel en cada operación
Screenshots
Verdict
The clearest difference is rating: Utransfer at 5.0 against Topii's 4.0. Topii's advantage is iOS requirement (16.4 vs 18.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Utransfer holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Topii ships an update every 2 weeks, Utransfer every 3 weeks. The most recent releases landed on October 16, 2026 and September 30, 2026 respectively.
| Parameter | Topii | Utransfer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 27.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.6 |
| Further details — not scored | ||
| Size | 103 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Fide | Innovation & Technology Services (ITS) LLC |
Customer experience
Topii
Utransfer
Bugs and requests
Topii
Reported bugs
29 issues- App is poorly developed
- App is ugly
- App does not work
- App does not respond well
- Cannot add card
Show 24 moreShow fewer
- Error adding card
- App is useless
- No payment gateway
- Nefasto
- Out of service for months
- No functionality
- Lamentable
- Not working for weeks
- Reduced functionality for new users
- Cannot make payments
- Cannot withdraw existing money
- App is not a priority
- Consent loop issue
- No contact phone
- Unresponsive WhatsApp
- Registration fails
- Document upload error
- App crashes during recharge
- SMS code not received
- Error after verification
- Verification takes too long
- No network error (false)
- Registration not working
- Ups something went wrong error
Requested features
11 requests- Fix registration issues
- Improve app stability
- Resolve card addition errors
- Ensure app functionality
- Provide customer support response
Show 6 moreShow fewer
- Update app for card linking
- Fix payment code issues
- Speed up data verification
- Address app crashes during recharge
- Ensure SMS code delivery
- Fix recurring consent loop
Utransfer
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Topii
No in-app purchases
Utransfer
No in-app purchases









