Topii vs Spondula

With TOPii, sending money to your people around the world is easier than ever. Just generate a barcode in the app, head to one of over 80,000 partner stores in the United States to pay with cash, and your family will receive it in minutes. Start enjoying all these benefits: Send Money with Cash: Use our huge network of stores to send money with cash, quickly and conveniently. A Huge Network at Your Fingertips: You have over 80,000 locations across the US where you can pay for your transfer. There's always one near you! The Best Rates & Fees: Take advantage of our low fees and a fair exchange rate, so more of your money gets there. Fast & 100% Secure: Your money arrives at its destination in minutes, always protected by the highest security standards. Coordinate Everything in the App: Use the built-in chat to talk with your contacts and arrange the details of the transfer, all without leaving TOPii. They Choose How to Receive It: Your family or friends can get the money as cash, in their bank account, or in their favorite digital wallet, depending on the options in their country. Join the thousands of users who already trust TOPii and discover the easiest, most secure way to send money and stay close to your family and friends, no matter the distance. A new way to manage your money and take care of your loved ones. Download the app and… MAKE A TOPII!

Paying someone should be as easy as texting them. With Spondula it is. Claim your S Handle, the name people pay you by, and send, receive, request and chat in seconds, across 80+ currencies, without an account number in sight. Spondula is one wallet for the payments you actually make: paying a friend back at dinner, splitting the holiday house, sending support home, tipping a creator you love. No sort codes, no IBANs, no waiting for banks to open. YOUR NAME IS YOUR ADDRESS Every Spondula user has an S Handle. It's how friends find you and how payments reach you. • Say who, say how much, done. Payments land in seconds, day or night, weekends included. • Show your QR and get paid on the spot. • Send a payment link to someone who isn't on Spondula yet. They claim it when they join. • No account numbers shared, ever. PAYMENTS THAT TALK Every payment can start a conversation. • Chat with your contacts right inside the app. • Request your share and get paid in the thread. • Split things with friends and keep score without the awkwardness. • Receipts stay where the conversation happened, so nobody forgets who paid. 80+ CURRENCIES IN ONE WALLET Hold balances in the currencies you actually use, from GBP, USD and EUR to AED, SGD, MXN and dozens more, as stable assets on the Spondula Network. • Keep separate balances per currency and see them all in one place. • Convert between currencies at the live rate, whenever you like, in two taps. • Travelling, freelancing, supporting family abroad: pay inhem, hold the one that suits you. TOP UP AND CASH OUT Your balance, your call. • Buy by card or bank transfer in supported currencies. • Save your card so the next top up takes seconds. • Switch on Auto Top Up and your balance refills itself bef • Cash out to your bank account when you want it back. FOR CREATORS Turn your handle into a tip page. • Pick your theme, write your bio, set suggested amounts. • Add your socials so supporters can find you everywhere. • Share one link and let people back you in seconds. INVITE YOUR PEOPLE Spondula is better with friends. Invite them with your linkearn rewards as your circle grows. YOUR KEYS, YOUR WALLET Spondula is non-custodial wallet software. Your keys are created and encrypted on your device, and every transaction is signed locally, by you. Nobody else can spend what's yours. Not us, not anyone. SERIOUSLY SECURED • Face ID and your PIN protect the app on every device. • Optional two-step verification adds another lock. • Identity verification keeps the network trusted. • Report, block and moderation controls keep conversations • See every device signed into your account, and sign them out from your phone. ALWAYS IN THE LOOP Know the second you're paid. Payment notifications open strr activity feed keeps a clean record of everything, andrepeating a payment takes one tap. WHY PEOPLE CHOOSE SPONDULA • Payments land in seconds, not days. • One wallet for 80+ currencies. • Chat, requests and receipts in one place. • Your keys stay on your device. • No account numbers, no paperwork, no fuss. Spondula. Anyone. Anywhere. Anytime.